Mint Money: Credit Score, Loan

Mint Money: Credit Score, Loan

Credit Score & Personal Loans

1.2K ratings
24 reviews
With Ads

Details

  • Released
  • Updated
  • January 11, 2026
  • July 2, 2026

Features

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About

Monitor your credit score, access instant personal loans, and find suitable credit cards. This app simplifies personal finance management with free CIBIL score checks and tailored loan and card offers.

Free CIBIL score check
Instant personal loans up to ₹5,00,000
Personalized credit card suggestions
Loan interest and EMI calculator
Tips to improve credit score
100% digital loans with no collateral
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What's New in Mint Money

1.0.28

July 2, 2026

Free E-Papers in Mint Money — tap any Mint, HT or Live Hindustan link and read today's edition instantly, no subscription needed. Smarter welcome screen — get a personalised credit score action: work on improving your score or dive deeper into what's driving it. Loyalty rewards now reachable directly from push notifications & campaigns. Bug fixes across credit score tracking, Credit Builder & Reels.

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User reviews

Great 👍🏼

Fast and easy

Loan service

5 star, except difficulty in typing account details

Scam Alert! Don't Download

Review: Very bad application. Without providing any loan or service, they are forcing users to write a review first. Professional and RBI registered apps never ask for reviews before giving the loan. Completely waste of time and risky for personal data.

Review

Very useful fir credit score management

Very Good

Super super

Developer apps

FAQ

How quickly can I check my credit score with Mint Money?

You can check your CIBIL score online for free in just 2 minutes with Mint Money. This allows for quick access to your credit health information anytime, anywhere.

What is the maximum loan amount I can get through Mint Money?

Mint Money facilitates instant personal loans ranging from ₹5,000 to ₹20,00,000. The loan approval and amount are based on your credit profile and lender suitability.

What are the typical interest rates for personal loans on Mint Money?

Personal loans offered through Mint Money have low interest rates starting at 11% per annum. The Annual Percentage Rate (APR) can range from 10.5% to 36%, plus applicable charges.

Does Mint Money require any paperwork or collateral for loans?

No, Mint Money offers 100% digital cash loans with no paperwork and no collateral required. This makes the loan application process seamless and accessible.

How does Mint Money help users improve their credit score?

Mint Money provides personalized tips and insights to help you understand and improve your credit score. If you have a low or average score, the app offers guidance to boost your credit health.

What is the update frequency of Mint Money?

The app was last updated on June 19, 2026, with version 1.0.25. This indicates regular maintenance and potential feature additions to enhance user experience.

Does Mint Money have ads?

Yes, Mint Money contains advertisements. As a free service, it utilizes ads to support its operations and provide users with access to its financial tools.

What devices is Mint Money available on?

Mint Money is available on iPhone and iPod devices. The app is designed to be accessible on these Apple platforms for managing personal finances.