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MIT Federal Credit Union

MIT Federal Credit Union

by MIT Federal Credit Union

1.4K ratings
70 reviews
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📊 Productivity
💰 Finance
Free
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Details

  • Released
  • Updated
  • August 21, 2012
  • July 7, 2026

Features

Developer

MIT Federal Credit Union
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MIT Federal Credit Union screenshot #1 for iPhone
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MIT Federal Credit Union screenshot #7 for iPhone
MIT Federal Credit Union screenshot #8 for iPhone
MIT Federal Credit Union screenshot #9 for iPhone
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About

Manage your personal finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and access budgeting tools. Securely handle your accounts, cards, and loans anytime, anywhere.

✓View account balances and transaction history
✓Internal and external fund transfers
✓Bill and loan payments
✓Mobile check deposit
✓Card management
✓Budgeting tools
✓Person to Person payments
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What users say

Summarized from real user reviews of MIT Federal Credit Union. Based on 1.4K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient mobile check deposit
  • 🚀Fast and efficient transactions
  • 💡Useful features like quick balance check
  • 🔒Secure login with Touch ID
  • 👍Clean and intuitive interface

Negative things

  • 🐛Occasional crashes or freezes
  • 🔍Inaccurate ATM location information
  • 🤔Clunky user experience in some areas
  • 🔋High battery consumption
  • 💰Low interest rates compared to alternatives
See all reviews

What's New in MIT Federal Credit Union

2026.4.2.2

July 7, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Most RecentHighest RatedLowest Rated

Very clunky App

Very clunky App and user experience
Lr552Lr552

Check deposit button replaced with “open account”

am i the odd man out? is everyone else applying for loans more often than they deposit paper checks now?
DackAttacDackAttac

Banking

I just wanna say to my friends and Neighbor, but MIT has one of the best banking system in the world
bull pusbull pus

No LOGIN redirected to update psw then app err

April 23, 2023
VPN-QVPN-Q

Largely functional!

My one gripe with the app is the ATM locator — having to open a web interface within the app to find an ATM is something of a pain, and even more so when the filtering feature is so clunky. I’ve also found inaccurate information regarding ATMs (eg one ATM near my office is listed as “deposit-accepting” when it is, in fact, not) and there doesn’t seem to be any way to report such inaccuracies.
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EraozEraoz
See 65 more reviews

Developer apps

MITFCU Mortgage
MITFCU Mortgage

by MIT Federal Credit Union

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login redirects to password update then app error

Bug

Mobile check deposit not working after iOS update

Bug

Crashes when trying to view messages

Bug
✨

Requested Features

5 requests

Integrate more online banking features

Feature

Add support for iPad devices

Feature

Improve mobile check deposit process

Feature

Implement real-time statement updates

Feature

Introduce dark mode option

Feature

FAQ

What can I do with the MIT Federal Credit Union app?

The app allows you to manage your finances by viewing account balances and transaction history, transferring funds internally and externally, paying bills and loans, depositing checks, and accessing budgeting tools. You can also manage debit cards, view statements, open accounts, and apply for loans.

Is the MIT Federal Credit Union app free to use?

Yes, this is a free service available to all MIT Federal Credit Union members who are enrolled in e-Branch (online banking). While the app itself is free, standard wireless carrier data usage rates may apply based on your individual service plan.

Who is eligible to use the MIT Federal Credit Union app?

The app is available to all MIT Federal Credit Union members who are enrolled in e-Branch (online banking). It requires a United States phone number for installation and use.

How can I get help installing or using the app if I have a non-US phone number?

If you do not have a United States phone number, please call MIT FCU at 1-781-423-2022 or email info@mitfcu.mit.edu. They will arrange a convenient time to contact you for installation assistance.

What are the key features for managing my money with this app?

Key features include viewing account balances and recent transaction history, transferring funds, paying bills and loans, depositing checks remotely, and budgeting with the Money Management tool. You can also send funds to friends and family via 'Person to Person' and manage your debit cards with Card Control.