About
This financial assistant helps you organize your finances, budget effectively, and monitor your credit score. It also assists in preparing for homeownership by managing down payments, debt, and loan scenarios, and allows you to search for properties.
What's New in MMCUSO homejourney
4.22
September 2, 2026
Homebuying Readiness now shows helpful info on VA funding fees, and Refi Readiness has a new rate feature to help you explore your options. We've also cleaned up a few things behind the scenes — smoother notifications, better account syncing, and some bug fixes along the way.
MoreFAQ
Does HomeJourney have ads?
Yes, HomeJourney contains advertisements. As a free service provided through Mortgage Markets CUSO, ads are included to support its availability.
How secure is HomeJourney?
Security is a top priority for HomeJourney. All connected financial accounts and uploaded documents are encrypted to ensure your data is protected. More details can be found at https://www.finlocker.com/security/.
What information is available on the HomeJourney dashboard?
The dashboard provides a summary of your financial information, including account balances, net worth, budgeting progress, credit score, cash flow analysis, estimated home value, and spending analysis.
Can I track my spending with HomeJourney?
Yes, HomeJourney allows you to track your spending by categories and subcategories. You can also receive alerts if you are off track with your budget.
Is checking my credit score with HomeJourney safe?
Yes, checking your credit score through HomeJourney is a 'soft credit pull,' meaning it will not impact your credit score. You can also review your credit report for accuracy.
What features help prepare for homeownership?
HomeJourney offers a readiness assessment that covers your credit overview, debt-to-income ratio, cash reserves, employment, down payment, and sales price. It also includes calculators for loan scenarios.
What devices is HomeJourney available on?
HomeJourney is available on iPhone, iPad, and iPod devices.
How often is HomeJourney updated?
The latest version of HomeJourney is 4.20, and it was last updated on March 10, 2026. This indicates a recent update, suggesting the app is actively maintained.
