Mon Capital Avenir

FREE LOAN SIMULATOR — borrowing capacity, monthly payment, debt ratio and disposable income in 2 minutes. Ideal before a mortgage, car loan or consumer credit. Mon Capital Avenir is a clear, fast and transparent loan simulation app: calculations on your device (iPhone, iPad, Mac), no account, no banking credentials. WHY DOWNLOAD? • Estimate borrowing capacity from income and expenses • Calculate loan payments (amortization schedule included) • Check debt ratio and disposable income • Step-by-step mortgage simulator • Compare car loans, consumer credit, terms and rates • Export a professional PDF report (share, print, email) • Save simulations with client folder (name, email) • Read educational guides on credit and budgeting WHO IS IT FOR? • Future home buyers • Borrowers preparing a bank file • Brokers and advisors (PDF + client folder) • Anyone who wants to understand their budget before borrowing TRANSPARENCY Results are indicative. They are not a credit offer, an acceptance decision, or personalized financial advice. A loan is a commitment and must be repaid. Check your ability to repay before you commit. PRIVACY No account required. Calculations stay on device. No banking credentials requested. The app may show ads (AdMob) and commercial links to partners. Download Mon Capital Avenir — your free, simple and complete loan simulator.