Mona: Budget & Expense Tracker

Mona: Budget & Expense Tracker

Know what you can spend

3 ratings
12 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 12, 2024
  • September 10, 2026

Features

Mona: Budget & Expense Tracker screenshot #1 for iPhone
Mona: Budget & Expense Tracker screenshot #2 for iPhone
Mona: Budget & Expense Tracker screenshot #3 for iPhone
Mona: Budget & Expense Tracker screenshot #4 for iPhone
Mona: Budget & Expense Tracker screenshot #5 for iPhone
Mona: Budget & Expense Tracker screenshot #6 for iPhone
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About

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

✓AI expense tracking with natural language input
✓Real-time budget planning and progress monitoring
✓Spending analysis with finance reports and charts
✓Multi-account and wallet management
✓Bill and recurring payment awareness
✓Savings goal tracking
✓Privacy-first, offline-first design
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What's New in Mona

2.3

September 10, 2026

Find what you spent without opening Mona. • Type "coffee" into iPhone Search and your transactions, accounts and categories come back — Mona doesn't have to be open, and Siri can answer from the same index • It stays off until you turn it on, in Settings under Search. Turn it off again and everything Mona added is taken back out • Siri now learns from the entries you type as well as the ones you speak, so what it offers matches how you actually use Mona On iOS 27, more of what you write stays with Apple. • When the model on your iPhone can't read a description, Mona asks Apple's Private Cloud Compute before anything goes to a third-party service • Your iPhone still goes first: it is faster, costs nothing and works with no signal Eight languages read as written, not translated. • A second pass over German, Spanish, French, Portuguese, Japanese, Korean, Vietnamese and Simplified Chinese: one word per idea on every screen, one level of formality per language • And a swipe action that offered to make several copies now says what it does — it makes one Thank you for using Mona. Know what you can spend.

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Subscription plans

Mona Pro (Monthly)

Unlock all premium features monthly

$2.991 Month
How to cancel Mona subscription ⁉️
2

In-App Purchases

$19.99

Mona Pro (Lifetime)

One-time purchase, lifetime premium access

User reviews

Super application ! Update : now is not free 😒

Bon, j’ai cherché longtemps une application gratuite, qui répond à mes besoins… mais celle là que dire… c’est le top du top ! Simple, efficace…

Le seul truc à dire serait de pouvoir changer l’icône, c’est dire que c’est presque parfait !

Merci !

Update November 2025 : Mona is not free now … Sad news
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Response from developer

Merci pour votre retour ! Bonne nouvelle : Mona est désormais entièrement gratuit 🎉 Toutes les fonctionnalités sont accessibles gratuitement, sans abonnement. Nous espérons que vous prendrez plaisir à redécouvrir Mona, et merci encore de nous avoir accompagnés depuis le début !

Tuyệt vời

App giao diện đẹp, dễ sử dụng, không có quảng cáo. Dễ dàng cho việc theo dõi thu chi.

Great application

You should have this one on your phone 💪

Chưa hỗ trợ Đăng nhập 1 tài khoản trên 2 thiết bị

App chưa có phần đăng nhập cho 2 người dùng cùng 1 tài khoản, trên 2 thiết bị. hơi bất tiện cho việc theo dõi chi tiêu.

quảng cáo...

mới dùng nên chưa biết,

Developer apps

FAQ

What is Mona's core function?

Mona is an AI-powered money manager designed for daily expense tracking, budgeting, and providing personal finance insights. It helps users understand spending habits and stay in control of their money.

How does Mona handle transaction entry?

Mona features AI-assisted entry, allowing users to log expenses and income by simply typing what they spent using natural language. The app then automatically creates the record and organizes it by category, account, wallet, and date.

What kind of financial insights does Mona offer?

Mona provides spending insights through clear finance reports, charts, and summaries. These tools help users analyze spending trends and understand their financial behavior over time.

Is Mona secure and private?

Yes, Mona is built with a privacy-first design and supports offline-first usage, ensuring your financial data is kept secure. It also offers iCloud sync to keep your data updated across Apple devices.

What are the subscription options for Mona Pro?

Mona offers two subscription plans for Mona Pro: a monthly plan at $2.99 and a yearly plan at $9.99. These plans likely unlock additional features or remove limitations from the free version.

What devices is Mona compatible with?

Mona is available for iPhone and iPad, making it accessible for users within the Apple ecosystem. It is rated for ages 4 and up.

How often is Mona updated?

The latest version of Mona is 2.1.3, last updated on March 15, 2026. This indicates a recent update, suggesting the app is actively maintained.

What is the user sentiment for Mona?

Mona has a rating of 4.3 stars from 3 ratings, indicating generally positive user sentiment. Users appreciate its AI features and ease of use for managing finances.