Mona: Budget & Expense Tracker

Mona: Budget & Expense Tracker

Know what you can spend

3 ratings
12 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 12, 2024
  • August 11, 2026

Features

Mona: Budget & Expense Tracker screenshot #1 for iPhone
Mona: Budget & Expense Tracker screenshot #2 for iPhone
Mona: Budget & Expense Tracker screenshot #3 for iPhone
Mona: Budget & Expense Tracker screenshot #4 for iPhone
Mona: Budget & Expense Tracker screenshot #5 for iPhone
Mona: Budget & Expense Tracker screenshot #6 for iPhone
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About

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

AI expense tracking with natural language input
Real-time budget planning and progress monitoring
Spending analysis with finance reports and charts
Multi-account and wallet management
Bill and recurring payment awareness
Savings goal tracking
Privacy-first, offline-first design
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What's New in Mona

2.2

August 11, 2026

Mona is free — all of it. • Every feature, for everyone. No subscription, no trial that runs out, nothing behind a purchase • If you pay for Mona today, cancel in your Apple Account subscription settings — you keep every feature Say it, and it's logged. • "Hey Siri, add an expense to Mona" — no unlock, no app, no keypad • Say the whole thing if you'd rather: "add to Mona: lunch 12 and a taxi home for 8" files both of them • Ask out loud too — what's left this month, what food has cost you, what's in an account • Add an expense, speak one, or scan a receipt straight from Control Center, the Lock Screen or the Action button • All of it works as a Shortcuts action, so the entries you make every week can make themselves Mona reads receipts now. • Point the camera at a receipt and Mona turns it into a transaction. The photo never leaves your phone • Every currency is here — all 159 of them, searchable by code or by name. VND, USD, JPY and most of the world were missing before • Budget by week or by year and the suggested limit fits that period, instead of quoting a month of spending whichever you chose • The Budgets tab shows the budget itself — the ring, the pace, and the transactions behind it • Tap a bar in Activity and the whole screen follows it: the total above and the list below • Correct what the AI got wrong by tapping the transaction it made Settings has moved to the gear on the home screen, and the tab bar is down to four. Also fixed: the first transaction you tapped in a session opened an empty editor, and Settings lost its layout with Button Shapes turned on. Know what you can spend.

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Subscription plans

Mona Pro (Monthly)

Unlock all premium features monthly

$2.991 Month
How to cancel Mona subscription ⁉️
2

In-App Purchases

$19.99

Mona Pro (Lifetime)

One-time purchase, lifetime premium access

User reviews

Super application ! Update : now is not free 😒

Bon, j’ai cherché longtemps une application gratuite, qui répond à mes besoins… mais celle là que dire… c’est le top du top ! Simple, efficace…

Le seul truc à dire serait de pouvoir changer l’icône, c’est dire que c’est presque parfait !

Merci !

Update November 2025 : Mona is not free now … Sad news
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Response from developer

Merci beaucoup pour votre retour ! Nous sommes très heureux que Mona réponde à vos besoins et que vous appréciez sa simplicité! Concernant le modèle gratuit/payant : Mona reste gratuit pour la plupart des fonctionnalités essentielles. Les options premium ne concernent que certaines fonctions avancées destinées à améliorer l’expérience et la précision, ainsi qu’à couvrir les coûts des services d’IA. Merci encore pour votre soutien!

Tuyệt vời

App giao diện đẹp, dễ sử dụng, không có quảng cáo. Dễ dàng cho việc theo dõi thu chi.

Great application

You should have this one on your phone 💪

Chưa hỗ trợ Đăng nhập 1 tài khoản trên 2 thiết bị

App chưa có phần đăng nhập cho 2 người dùng cùng 1 tài khoản, trên 2 thiết bị. hơi bất tiện cho việc theo dõi chi tiêu.

quảng cáo...

mới dùng nên chưa biết,

Developer apps

FAQ

What is Mona's core function?

Mona is an AI-powered money manager designed for daily expense tracking, budgeting, and providing personal finance insights. It helps users understand spending habits and stay in control of their money.

How does Mona handle transaction entry?

Mona features AI-assisted entry, allowing users to log expenses and income by simply typing what they spent using natural language. The app then automatically creates the record and organizes it by category, account, wallet, and date.

What kind of financial insights does Mona offer?

Mona provides spending insights through clear finance reports, charts, and summaries. These tools help users analyze spending trends and understand their financial behavior over time.

Is Mona secure and private?

Yes, Mona is built with a privacy-first design and supports offline-first usage, ensuring your financial data is kept secure. It also offers iCloud sync to keep your data updated across Apple devices.

What are the subscription options for Mona Pro?

Mona offers two subscription plans for Mona Pro: a monthly plan at $2.99 and a yearly plan at $9.99. These plans likely unlock additional features or remove limitations from the free version.

What devices is Mona compatible with?

Mona is available for iPhone and iPad, making it accessible for users within the Apple ecosystem. It is rated for ages 4 and up.

How often is Mona updated?

The latest version of Mona is 2.1.3, last updated on March 15, 2026. This indicates a recent update, suggesting the app is actively maintained.

What is the user sentiment for Mona?

Mona has a rating of 4.3 stars from 3 ratings, indicating generally positive user sentiment. Users appreciate its AI features and ease of use for managing finances.