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About
Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.
✓Spending accounts in EUR, USD, CAD
✓Virtual accounts for SEPA/ACH transfers
✓QR code payments
✓High-yield earnings accounts
✓Instant currency swaps
✓Self-custodial security
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What's New in Moneda
1.3.68
October 26, 2026
• A new notification centre: your notifications are grouped, and you can reply to messages from Moneda. • Briefings in the app now match the daily email, and you can tap into each part. • A refreshed Daily Briefing email built around your portfolio. • Other fixes and improvements.
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Subscriptions & In-App Purchases
Moneda Premium
Lower fees and more AI, billed monthly
$12.991 Month
User reviews
FAQ
What currencies can I manage with Moneda?
Moneda allows you to hold spending accounts in EUR, USD, and CAD stablecoins. You can also swap between EUR, USD, CAD, and MXN within the app.
How does Moneda ensure security?
Moneda is self-custodial, meaning you alone hold access to your funds. It operates on a secure, regulated infrastructure designed for transparency and privacy.
Can I earn money with Moneda?
Yes, Moneda offers earnings accounts where you can grow your balance with daily compounding. These accounts aim to provide higher earnings than traditional banks, though returns vary and are not guaranteed.
How do I top up my Moneda account?
You can open a virtual account in EUR or USD under your name to top up or make transfers via SEPA or ACH.
Does Moneda have ads?
No, Moneda does not contain advertisements. The app is free to use without any ad interruptions.
What is the age rating for Moneda?
Moneda has an age rating of 4+, making it suitable for a wide range of users.
How often is Moneda updated?
The latest version of Moneda is 1.3.35, and it was last updated on August 31, 2026. This indicates a relatively active development cycle.
What devices support Moneda?
Currently, Moneda is supported on iPhone devices.
