Moneda

Moneda

Just Better Money

1 ratings
1 review
Free

Details

  • Released
  • Updated
  • January 22, 2026
  • August 31, 2026
Moneda screenshot #1 for iPhone
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About

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

Spending accounts in EUR, USD, CAD
Virtual accounts for SEPA/ACH transfers
QR code payments
High-yield earnings accounts
Instant currency swaps
Self-custodial security
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What's New in Moneda

1.3.35

August 31, 2026

• See every device signed in to your account and sign out any you don't recognize, from Settings > Security. • Get an email when your account is signed in from a new device, plus an alert if anything tries to change your wallet's owners or recovery setup. • Change your account email from Settings, confirmed with your passkey or your Google sign-in. • Name your passkeys and see which device each one came from. • A clearer Get Started flow on a new account, and Canadian dollar accounts are easier to find. • The in-app help chat keeps up on long answers, remembers your conversation better, and now lets you go back and edit an earlier message. • Fixes for signing out, editing a contact's country, hidden balances, duplicate swaps in history, and missing transfer notifications. • 7 new languages supported

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FAQ

What currencies can I manage with Moneda?

Moneda allows you to hold spending accounts in EUR, USD, and CAD stablecoins. You can also swap between EUR, USD, CAD, and MXN within the app.

How does Moneda ensure security?

Moneda is self-custodial, meaning you alone hold access to your funds. It operates on a secure, regulated infrastructure designed for transparency and privacy.

Can I earn money with Moneda?

Yes, Moneda offers earnings accounts where you can grow your balance with daily compounding. These accounts aim to provide higher earnings than traditional banks, though returns vary and are not guaranteed.

How do I top up my Moneda account?

You can open a virtual account in EUR or USD under your name to top up or make transfers via SEPA or ACH.

Does Moneda have ads?

No, Moneda does not contain advertisements. The app is free to use without any ad interruptions.

What is the age rating for Moneda?

Moneda has an age rating of 4+, making it suitable for a wide range of users.

How often is Moneda updated?

The latest version of Moneda is 1.3.35, and it was last updated on August 31, 2026. This indicates a relatively active development cycle.

What devices support Moneda?

Currently, Moneda is supported on iPhone devices.