Monefic

Monefic makes personal and household money management simple. Track income and expenses, organize accounts, manage budgets and savings goals, set aside money for future spending, and understand where your money goes—all in one clear, visual workspace. ADD TRANSACTIONS WITH EASE Record income and expenses through a guided chat flow, or import existing data. Organize every transaction with categories, tags, accounts, and participants. Use flexible filters to combine or exclude categories and tags, find untagged transactions, and quickly narrow down your history. ORGANIZE SPENDING WITH COLLECTIONS Group related transactions into collections for things like trips, renovations, events, or any other purpose. A transaction can belong to multiple collections, and each collection can have its own cover image. See how much you spent, how much was refunded, and the final cost of each collection. You can also filter transactions and statistics by collection for a focused view. MANAGE MONEY WITH FUNDS Create funds for money received or set aside for future expenses. Track the source and available balance, and use a fund to cover all or part of a transaction. Funds and expenses can use different currencies, and completed funds can be closed or reopened whenever needed. SEE THE FULL PICTURE Follow balances, monthly income and expenses, budgets, goals, and active funds from a focused dashboard. Explore savings rate, daily spending, six-month trends, recurring expenses, spending by weekday, heatmaps, and month-end forecasts. Compare periods to understand how your habits change, or view statistics for a specific collection. ORGANIZE HOUSEHOLD FINANCES Keep money activity clear across participants and accounts. Switch between individual and combined views to understand personal and household spending without losing track of who paid for what. WORK ACROSS CURRENCIES Track accounts and transactions in multiple currencies and convert totals into a target currency using rates you control. Monefic handles cross-currency transactions when calculating account balances, clearly marks approximate values, and warns you when an exchange rate is missing. You can also reconcile existing account balances and preview changes before applying them. KEEP YOUR DATA PORTABLE Use optional iCloud sync to keep your data available across your devices. Check the last successful sync, manually refresh your data when needed, and review how much information is stored. Export selected transactions as a readable text report, CSV, or JSON. Choose the period, accounts, transaction types, and whether to include notes. KEEP BALANCES PRIVATE Hide balances whenever you need more privacy. Monefic can also open with balances already hidden, so sensitive amounts are not immediately visible when you launch the app. Monefic is designed to make everyday money tracking feel clear, visual, and useful—whether you manage your own finances or organize spending for a household.