Monefic

Monefic helps you track personal and household finances. Record income and expenses, organize accounts, plan budgets and savings goals, and see where your money goes. Start with the free everyday tools and choose Monefic Premium when you need more. EVERYDAY MONEY TRACKING, FREE Track transactions across accounts, categories, tags, and participants. Use a guided entry flow, search your history, and combine or exclude categories and tags with flexible filters. Pick a default account for each participant and currency. Split a payment into parts for different people or categories. Follow balances, income, expenses, budgets, and goals from your home screen. Reorder its blocks and hide the ones you do not use. Budgets show what's left per day and warn you before you go over. Basic statistics help you follow your spending over time. Keep multiple currencies in the same workspace. Set conversion rates for combined totals, see when a value is approximate, and get a warning when a rate is missing. Review account balance adjustments before applying them. Optional iCloud sync, CSV, JSON, and text exports, quick transaction entry from widgets, Control Center, and Apple Watch, and bank payment reminders are included in the free tools. MONEFIC PREMIUM An optional monthly or yearly subscription unlocks: - Spending assistant. Ask how your month is going, whether you're within your limits, which subscriptions got pricier, and where you could save. The app calculates every number from your records, and a local AI model built into iOS explains them right on your iPhone. Nothing is sent to a server. Available on devices that support Apple Intelligence. - Text import. Paste a list of purchases and let the model built into iOS read amounts, currencies, categories, and tags. Recognition runs on your iPhone, with nothing uploaded. Available on supported devices. - Period recaps. Look back at a completed period, explore what changed, open the transactions behind each figure, and share the highlights as an image. - Collections. Group transactions for a trip, renovation, or event, with cover images and totals for spending, refunds, and final cost. - Funds. Set money aside and use it to cover all or part of an expense, including across currencies. - Reimbursements and debts. Track money you expect back, link repayments, and set due dates and reminders. - Advanced statistics. Explore forecasts, heatmaps, cash flow, average purchases, and comparisons between periods. - PDF reports and export presets. Prepare reports with the period, accounts, filters, and grouping you need. - Widgets with your numbers. See balances, budgets, goals, forecasts, categories, and recent transactions on your Home Screen and Lock Screen. - Apple Watch views. Follow your balance, spending, budgets, and expected refunds on your wrist, and add widgets to your watch face. - Accent colors. Choose colors for the app's light and dark appearance. Eligible new subscribers can start with a free trial. Your local price, trial eligibility, and renewal terms are shown before you subscribe. Subscriptions renew automatically unless canceled in your Apple Account settings. ON YOUR WRIST Add an expense from Apple Watch for free. With Premium, see your money at a glance and customize which pages appear and in what order from your iPhone. Continue on your iPhone with Handoff. Watch face widgets show today's allowance, a selected budget, refunds, the forecast, and spending through the week. YOUR DATA, YOUR CHOICE Keep your data on your device or enable optional iCloud sync. Export selected records as text, CSV, or JSON, and choose the period, accounts, and notes to include. Hide amounts when you need privacy, including on widgets and your watch. Monefic can open with balances already hidden. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nesporov.dev/apps/monefic/privacy-policy.html