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Moneko AI: Track & Budget

Moneko AI: Track & Budget

Shared expenses & split bills

24 ratings
19 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 28, 2026
  • September 8, 2026

Features

Developer

Fenghua Shao
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iphone
ipad
🧾$149.99
In-App Purchase↘︎
⭐19
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📝3+ tags
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❓8 answered
FAQ↘︎
📦~ in 3 days
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About

This app simplifies tracking and splitting shared expenses for groups like couples, roommates, and friends. It uses AI to automatically categorize spending, update budgets, and log expenses via text, voice, or photos, adapting to real-life spending habits.

✓AI-powered expense tracking
✓Automatic expense categorization
✓Shared expense splitting
✓Log expenses via text, voice, or photos
✓Real-time budget updates
✓Multi-currency support
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+1

What's New in Moneko AI

3.0.9

September 8, 2026

What’s New in Moneko 3.0.5 - Faster transaction updates — adding, editing, and deleting transactions now feels noticeably quicker and more responsive. - More accurate wallet balances — fixed an issue that could cause incorrect amounts to appear on the Wallets page. - Cleaner recurring transactions — fixed duplicate recurring entries that could appear in Wallet Details. - Smarter email receipt handling — when AI isn’t fully confident about a receipt, you’ll now get simple options to confirm the details yourself instead of a generic error.

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Subscription plans

Moneko Yearly Plan

Yearly Plan

$89.991 Year
How to cancel Moneko AI subscription ⁉️
1

In-App Purchases

$149.99

Moneko Lifetime Earlybird

Moneko Lifetime Earlybird Deal

User reviews

Most RecentHighest RatedLowest Rated

The best budgeting app I’ve tried

I like it because it’s very frictionless. It’s nice to use and easy to make part of your life.
BananaBread230BananaBread230

Useful

been using Moneko for some time and honestly it’s made keeping track of my and my partner’s spending so much easier
Explorer981Explorer981

Great new AI feature

Love the new ai help feature!
mynicknameisalreadytaken50987mynicknameisalreadytaken50987

Perfect for Couples

My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app !
David Fitz.David Fitz.

Excellente appli de budget

Parfaitement fonctionnel pour gèrer et suivre les dépenses partagées
FrankDufFrankDuf
See 14 more reviews

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FAQ

What is Moneko?

Moneko is an AI-powered expense tracker and budget app designed specifically for managing shared expenses among couples, roommates, and groups. It allows users to log spending through various methods and automatically splits costs.

How does Moneko handle shared expenses?

You can easily add shared expenses, and Moneko automatically syncs this information with everyone involved, eliminating confusion about who paid for what. The app is built for seamless group financial tracking.

What methods can I use to log expenses in Moneko?

Moneko offers flexible logging options including typing a message, speaking your expense, snapping a receipt photo, using chat-style input, or even logging directly from WhatsApp or Telegram.

Does Moneko use AI for expense management?

Yes, Moneko leverages AI to automatically categorize your expenses, track shared spending, and update budgets in real time. It also converts receipts into organized records, simplifying financial oversight.

What is the pricing for Moneko?

Moneko offers a 1-month free trial, after which a subscription is required to continue using the service. The app is free to download and use during the trial period.

Is Moneko available on multiple devices?

Yes, Moneko is available for both iPhone and iPad, ensuring you can manage your shared expenses across your Apple devices.

How often is Moneko updated?

The latest version of Moneko is 1.5.2, which was released on April 1, 2026. Updates ensure the app remains reliable and includes the latest features and improvements.

Does Moneko have ads?

No, Moneko does not contain advertisements. As it is free with in-app purchases and offers a subscription model, users can enjoy an ad-free experience.