Monesto

Monesto keeps track of what you spend and what you owe — on your own, and with the people you share costs with. WHERE THE MONEY GOES Log an expense in a couple of taps, or just describe it — "dinner 40 with Ann, I paid" — and Monesto fills in the form. It all lands on one screen: your total balance, what you spent and earned this month, how that compares with last month, and the categories taking the biggest share. BUDGETS THAT WARN YOU EARLY Put a monthly limit on a category and watch the percentage as the month runs down. Notifications reach you while you can still do something about it, rather than after. BILLS, SPLIT PROPERLY Make a group for a flat, a trip or a dinner and share its link. Everyone who joins sees the same balances. • Four ways to split: equally, by shares, by exact amounts, or by percentage • More than one person can have paid • Totals update as you type, and rounding is balanced for you • Settle up in a tap, with a note Not every group is about debt. A track-only group records shared spending and keeps no balances at all. SNAP THE RECEIPT, EVERYONE CLAIMS THEIR PART At the table, attach a photo of the receipt. Monesto reads the items while you say who was there and who paid, then shares it with the group. Everyone taps what they had — a whole dish, or three of six khinkali — and tax and tip are shared in proportion. When everything is claimed, Finish turns it into one expense with each person's exact share. ON YOUR LOCK SCREEN While a receipt is open, a Live Activity on the Lock Screen and in the Dynamic Island shows how much is claimed and what is left. Finish it, or say you weren't there, without opening the app. THE THINGS THAT REPEAT Rent, a subscription, a salary. Add Repeat to a transaction and it books itself on schedule. Change it or stop it whenever you like — what it has already booked stays where it is. MANY ACCOUNTS, MANY CURRENCIES Keep cash, cards and accounts apart, each in its own currency, and still read one total. SEE THE PATTERN Spending broken down by category and followed over time, so a habit shows up as a shape instead of a surprise at the end of the month. IN YOUR LANGUAGE English, Azerbaijani, Bulgarian, German, Spanish, French, Indonesian, Italian, Kazakh, Romanian, Russian, Turkish, Ukrainian and Uzbek. PRIVATE BY DEFAULT Sign in with Apple or with your email. No ads, no third-party trackers, and nothing about you sold to anyone. Receipt photos are used only to read the receipt and are deleted when a receipt is cancelled. MONESTO PREMIUM The free plan covers everyday tracking, with 10 Describe entries and 5 receipt scans a month. Premium removes those limits and adds the debts overview, personal analytics and group debt simplification. Choose Monthly or Yearly, both with a 3-day free trial, or a Group pass that unlocks Premium for one group for 30 days. Monthly and Yearly are auto-renewing subscriptions. Payment is charged to your Apple Account at confirmation of purchase, and the subscription renews automatically unless auto-renew is turned off at least 24 hours before the current period ends. Any unused part of a free trial is forfeited when you purchase a subscription. Manage or cancel in your Apple Account settings. The Group pass does not renew. Terms of Use: https://monesto.me/terms Privacy Policy: https://monesto.me/privacy