Moneta: Money Tracker & Budget

Moneta: Money Tracker & Budget

Track spending and savings

5 ratings
2 reviews
Free

Details

  • Released
  • Updated
  • February 11, 2026
  • August 21, 2026

Features

Moneta: Money Tracker & Budget screenshot #1 for iPhone
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Moneta: Money Tracker & Budget screenshot #3 for iPhone
Moneta: Money Tracker & Budget screenshot #4 for iPhone
Moneta: Money Tracker & Budget screenshot #5 for iPhone
Moneta: Money Tracker & Budget screenshot #6 for iPhone
Moneta: Money Tracker & Budget screenshot #7 for iPhone
Moneta: Money Tracker & Budget screenshot #8 for iPhone
Moneta: Money Tracker & Budget screenshot #9 for iPhone
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About

A private budget planner and money manager designed for clarity and control. Track spending, plan ahead, and reach your financial goals without linking bank accounts or dealing with ads and complexity. Offers manual tracking, customizable budgets, and visual summaries.

Manual expense and income tracking
Customizable budgets and saving goals
Multiple accounts with balance trends
Interactive charts and visual summaries
Recurring transaction management
PIN and Face ID protection
Scheduled backups and CSV export
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What's New in Moneta

4

August 21, 2026

• Added Receipt Scanner: Scan a receipt directly from the transaction editor and Moneta can automatically fill in the amount, date, merchant, category, payment account, and location. Receipt recognition and processing happen on-device, keeping your financial data private. • Lock Screen Widgets: New widgets let you quickly check your balance and budgets, or jump straight into adding a transaction from your Lock Screen. • Recurring Transactions Improvements: Set a specific number of cycles for recurring transactions, see when a recurring transaction has finished, extend it when needed, and view useful details like lifetime total, number of transactions, start date, and end date. • Budget Improvements: Improved transaction details and clearer budget status indicators make it easier to understand your monthly spending. • Charts Improvements: Improved Portfolio Value visualization makes smaller changes easier to read, alongside performance optimizations across charts. • More Polish Everywhere: Improved animations, transitions, Dynamic Type support, layouts, localization, notifications, and many smaller UI details throughout Moneta. • Fixed several bugs and edge cases, including improvements to the Transaction Calendar, account interactions, privacy protection, and international receipt recognition.

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User reviews

Amazing

So far the app is amazing, everything I need is here and it’s so simple to use! The only thing I can’t figure out is how to really customize my savings goals. I would like to move cash into savings manually, I don’t understand why it’s doing it automatically.

Response from developer

The idea behind Moneta s a bit different from automatically moving money into a savings account. You set a Savings Goal (exp 1000%) and then track your income and expenses through the month. At the end of the month, you can clearly see how much you have been able to save during that time, based on your finances. If you prefer to physically move money aside, you could create a dedicating Savings account and transfer money into it (in the accounts page), so its tracked separately while still contributing to your overall financial picture. I'm always looking to make the app flow better, so thanks for the feedback!

Clean & Easy to Use

I’ve been using it to track small expenses. The tools are very intuitive and have a minimalist design. I especially appreciate the dark mode to avoid eye strain at night, and the CSV export and backup options.

Response from developer

Thank you :) Maybe you'll like the new PDF exports also!

FAQ

What is Moneta?

Moneta is a private, ad-free budget planner and money manager. It helps users track spending, plan budgets, and reach savings goals through manual input and customizable tools.

Does Moneta have ads?

No, Moneta is designed to be completely ad-free. The app emphasizes a clean user experience without any advertisements or unnecessary clutter.

Is Moneta free to use?

Yes, Moneta is available for free. There are no in-app purchases or subscription fees required to use its core features.

How secure is my data with Moneta?

Moneta prioritizes privacy by keeping your data on your device. If iCloud Sync is enabled, data is securely stored in your personal iCloud account using Apple CloudKit.

What devices does Moneta support?

Currently, Moneta is supported on iPhone. Future updates may expand compatibility to other Apple devices.

How often is Moneta updated?

Moneta was last updated on May 3, 2026, indicating a recent update. The app is actively maintained, with new features like iCloud Sync planned.

Can I export my data from Moneta?

Yes, Moneta allows for manual export and import of data. It also provides CSV export functionality, which can be used with spreadsheet software like Excel.

What is the age rating for Moneta?

Moneta has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.