Archived App (Last seen on 15 May 2026)
This is an archived listing of the app previously available on the App Store.
This platform connects investors with borrowers through a peer-to-peer lending marketplace. It allows users to diversify investments and potentially earn higher returns than fixed deposits by investing in fractionalized loans. Users can choose loans based on risk bands and utilize features like monthly income plans and auto-invest.
2.36
August 2, 2024
Bug fixes
Monexo Investor is an RBI-licensed Peer-to-Peer (P2P) Lending Marketplace that connects investors with borrowers. It allows investors to participate in fractionalized loans and aims to provide returns of approximately 13% per annum, which is about twice the return of fixed deposits.
Your money is invested in unsecured loans made by borrowers who repay their loans on a regular basis. These repayments include both principal and interest, with the collected interest forming your income. The platform aims for a stable return of 2X of fixed deposit rates.
Monexo Investor categorizes loans into three risk bands: Conservative (C), Medium (M), and High (H). Higher risk bands are associated with potentially higher returns, but it's important to note that RBI does not guarantee these returns.
Yes, the Monthly Income Plan (MIP) feature allows clients to receive the collected interest directly into their bank account. For example, an investment of Rs. 10 lakhs could potentially generate Rs. 10,000 in monthly income.
Yes, Monexo Investor provides an Auto-Invest feature, which allows you to instruct the system to invest on your behalf in new loans. They also offer a Systematic Investment Plan (SIP) for regular monthly investments.
The lock-in period for your money depends on the duration or tenure of the loans you choose to invest in. Most loans have a monthly repayment frequency. While there is a redemption option, it's important to consider the terms of your chosen loans.
Based on the available data, Monexo Investor is supported on iPhone and iPod devices. Further information on Android compatibility would be needed for a complete picture.
The latest version of Monexo Investor is 2.36, and it was last updated on August 2, 2024. This indicates a relatively active development cycle for the application.
