TOO MUCH, TOO LATE!!!
I’ve been using this app for 8-10 years and have loved it because it was simple, fast, and predictable. After 5 YEARS WITHOUT 'ANY' UPDATES, a series of recent redesigns made several cosmetic changes that, in my opinion, HURT USABILITY without adding any real value.
The biggest issue is that the SCREEN LAYOUT was COMPLETELY REARRANGED 'just because'.
The cash flow chart, which is only a visual summary, is now at the top of the screen, while the estimated transaction amounts, the information users actually need to review and edit every month, are BURIED in smaller font and harder to find. After nearly a decade of muscle memory, everything feels backwards.
The RUNNING BALANACE is also displayed much more prominently, while the individual estimated payments (credit cards, utilities, etc.) are visually de-emphasized. Those estimates are what drive the balance, so they should remain the focus.
If the goal was simply to modernize the look, please make these layout changes optional. A simple toggle to place the chart at the top or bottom, and another to reduce the emphasis on the running balances, would let new users enjoy the new design without disrupting those of us who have relied on this app for looking more efficiently for a decade.
I’m not asking for the new design to be removed. I just want the option to use the layout that made this app so efficient for so many years. Right now, it’s noticeably slower and more frustrating to use than it needs to be.
The biggest issue is that the SCREEN LAYOUT was COMPLETELY REARRANGED 'just because'.
The cash flow chart, which is only a visual summary, is now at the top of the screen, while the estimated transaction amounts, the information users actually need to review and edit every month, are BURIED in smaller font and harder to find. After nearly a decade of muscle memory, everything feels backwards.
The RUNNING BALANACE is also displayed much more prominently, while the individual estimated payments (credit cards, utilities, etc.) are visually de-emphasized. Those estimates are what drive the balance, so they should remain the focus.
If the goal was simply to modernize the look, please make these layout changes optional. A simple toggle to place the chart at the top or bottom, and another to reduce the emphasis on the running balances, would let new users enjoy the new design without disrupting those of us who have relied on this app for looking more efficiently for a decade.
I’m not asking for the new design to be removed. I just want the option to use the layout that made this app so efficient for so many years. Right now, it’s noticeably slower and more frustrating to use than it needs to be.
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Response from developer
Thank you for the detailed feedback, and especially for supporting Money Forecast for so many years. I completely understand how frustrating it can be when a familiar layout changes after you have relied on it for nearly a decade. Please update to version 5.30. It brings back the option to use a layout much closer to the original design, including compact transaction rows, a choice of emphasizing either transaction amounts or running balances, and the option to place the chart at the bottom of the screen. You can configure these options in the app’s settings. Version 5.30 also adds transaction search and a new monthly overview. The main purpose of the version 5.0 update was a complete internal modernization of the app using Apple’s latest iOS frameworks. This was necessary to ensure compatibility with current and future iOS versions and to make continued updates possible. However, I agree that this modernization should not come at the expense of the efficient workflow long-term users are accustomed to. Thank you again for taking the time to explain your concerns. Feedback from experienced users like you was an important reason for bringing these layout options back.
Update to Version 5.0
Following two updates to Version 5.0 the app is now running exactly as expected - a very useful tool with excellent user interface. Thanks to the developer for the work put into this
Great finance management app
It’d be great if you added loans/ an amortisation/ extra repayments calculator as one of the debit account types
Amazing
This AP is invaluable. I’ve used it for years and it has helped me manage my finances perfectly. I love that it projects balances based on future transactions. Well worth the subscription.
Perfect planning tool!
Budget apps are great but there is really nothing out there to manage cash flow. This app lets me project out two years and lets me see where my trouble spots are and adjust. It has helped me tremendously in planning to buy both small and big purchases. And an amazing price!
Highly Recommend this App!!
I discovered this app a few years ago and absolutely love it! I recommend it to everyone I come across. It has helped me and my now husband to know what new bills we can afford. I used it to project how much more we could afford on rent or new car purchases. I only wish it was available for my friends that have android devices. I love the update being able to put it on my MacBook now! The new look will take some getting used to. I don’t like the graph being smaller now and wish I could adjust the size to make it bigger.
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Great app
This app is awesome if you want to predict your balances on your accounts through recurring transactions.
What I was looking for
A great app that tracks my expenditure in real time, with a running cash flow. Exactly what I was looking for. A few tweaks would make it perfect for me -
-Adding a few more date options ie last day of the month, last Friday of the month etc
- a swipe as paid to make it quick and easy in the transactions section that comes off the balance.
Other than these it’s a great app and I would highly recommend.
-Adding a few more date options ie last day of the month, last Friday of the month etc
- a swipe as paid to make it quick and easy in the transactions section that comes off the balance.
Other than these it’s a great app and I would highly recommend.
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Fantastic App
This app is exactly what I was looking for. I emailed the developer with a question, and he responded right away.
Excellent App!
An app that I can see short and long term forecasts on my money. I finally understand if I need to spend on something, especially if it’s a bigger spend, what impact that has
Not free
Doesn’t tell you its not free until you download. To much for to little
So close
So close to doing what I want but impeded by not having a fortnight/bi-weekly option
Great!
This is the only app I can find that does what I want. Simple cash flow and budgeting. All the other apps are far to complicated and don’t seem to do this. Please don’t give up on me. A few problems like how on earth do I delete an item from the budget? I can delete the amount to 00.00 but can’t get rid of the item.
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What I have been searching for!
At last, an app which can keep track of my real-time expenditure and forecast on how this impacts against my schedules incomings and outgoings! I had built a massive xls in the end, after going through so many apps which only allowed you to view one month at a time - useless, or couldn’t schedule recurring payments - useless.
This is perfect! I now know the impact of what I spend today on what I will have to spend at the end of the month or year, or any time! I have a tight budget and I need to manage it closely. I particularly like the ‘exceptions’ feature on recurring payments.
Some tiny improvements would make this app absolutely bulletproof.
1) the option for scheduled credits to be applied on the previous week day if the scheduled date falls on a weekend
2) the option for scheduled debits to be deducted on the following week day if the scheduled date falls on a weekend (that might have complexity with statutory holidays in different countries, but the Monday would be fine)
3) the option in the recurring schedule for ‘last weekday of the month’ (they would be covered by point 1 too, in a way)
Massive thanks to the developers, this has changed my life, no hesitation in paying subscription.
This is perfect! I now know the impact of what I spend today on what I will have to spend at the end of the month or year, or any time! I have a tight budget and I need to manage it closely. I particularly like the ‘exceptions’ feature on recurring payments.
Some tiny improvements would make this app absolutely bulletproof.
1) the option for scheduled credits to be applied on the previous week day if the scheduled date falls on a weekend
2) the option for scheduled debits to be deducted on the following week day if the scheduled date falls on a weekend (that might have complexity with statutory holidays in different countries, but the Monday would be fine)
3) the option in the recurring schedule for ‘last weekday of the month’ (they would be covered by point 1 too, in a way)
Massive thanks to the developers, this has changed my life, no hesitation in paying subscription.
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Simple and what I need
Brilliantly simple and great value for what it is….
Response from developer
Thanks for the great feedback!
Immediate Subscription Required to Take a Look
The developer wants a subscription immediately - before any part for the application can be seen. Although the terms appear to be reasonable, it is irritating; almost like bait and switch tactics.
Love this app
I have been using the old version for some years and and had to upgrade to this one. The functions and additional account options on the newer version are fantastic. My only bug bear from the original is that I can’t seem to skip bills or mark bills as paid any longer which is a pain and not really what I was looking for in a forecasting app, this option made budgeting far easier for the user and was one of the main benefits. Hopefully this feature will come back and therefore worthy of the full 5 star rating.
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No bi-weekly income selection
I get paid every other week but there is no option to show biweekly income. Fix this and I can use the app and give you more stars.
Nice app, Needs some updates
The app works well for seeing a projected cash flow, but it lacks when tracking finances with current information. If I have a transaction scheduled, I would like the ability to mark it as scheduled for payment. I would also like the ability to adjust the date for a single occurrence of a recurring payment, for example if I pay it early. I also agree with other reviews that a calendar view would be good. I once used a previous app that allowed swiping to Delete or Skip a scheduled transaction. That method was very efficient.
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Almost perfect
I downloaded this after CashFlow app was taken off the App Store that I loved and was super helpful. The only thing I would say to add, and only reason I give it 4 stars is to adjust the date on “adjust estimate.” Sometimes I alter payments around my paycheck dates, so that would be really helpful, but it’s something I can work around.
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