Money Journal - Budget Planner

Money Journal has been completely redesigned and rebuilt from the ground up — new look, new engine, same commitment to keeping your finances private. HERE'S WHAT'S NEW Redesigned from scratch Every screen has been rethought. A cleaner layout, smoother navigation, and a modern interface that makes managing your budget feel effortless. If you've been with us since the beginning, this will feel like a brand new app — because it is. Plan before you spend Create your full monthly budget before the month begins. Set income, fixed expenses, flexible spending, and savings goals — then track how reality compares to your plan throughout the month. Wallets Organize your money into dedicated wallets — checking, savings, emergency fund, or however you manage your finances. Closing balances carry forward automatically, so your plan always reflects where you actually stand. Flexible billing cycles Not everything runs on a monthly clock. Set each income and expense on its own schedule — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions generate automatically. AI receipt scanning Point your camera at a receipt and let Money Journal do the rest. The amount, category, and details are filled in automatically — so logging expenses takes seconds, not minutes. CSV and statement import Import transactions from bank statements and CSV files directly into your budget. Reconcile your planned spending against actuals without manual entry. Smarter insights See your cash flow at a glance. Dive into spending by category, review monthly and yearly summaries, and spot patterns before they become problems. Still private. Still yours. No bank account linking. No third-party data access. No ads. Everything lives on your device and syncs only when you choose. Your financial data belongs to you. Thank you for budgeting with Money Journal. We'd love to hear what you think — leave a review or reach out to us anytime.