Money Management - Budget

Money Management is an expense tracker and budget planner in one app. Log spending in a few taps, see where your money goes with clear charts, and keep bills, credit cards, debt payoff and savings goals in one place. Expense tracker • Track income and expenses with 68 ready-made categories; edit them and add the ones you use most to favorites. • Mark each expense as a need or a want, and note whether you paid with cash or a card. • Repeat your last entry with one tap and search your records by keyword or amount range. Budget planner • Set a monthly budget for each category. • Get notified when you get close to a limit and when you go over it. • See how much you can spend per day until the end of the month. Bills, subscriptions and installments • Enter rent, bills, subscriptions and your paycheck once and repeat them weekly, monthly or yearly. • Choose how many days ahead you are reminded of upcoming payments and renewals. • Add installment purchases and follow paid and remaining installments. • When you drop a subscription, its monthly amount is added to your savings. Credit card tracker • Add cash, debit cards and credit cards. • Set the statement closing day and payment due day, and see which statement each purchase lands on. • Get a reminder before your card payment is due. Debt tracker • Keep money you owe and money owed to you in one ledger. • Add partial payments, move to the next installment and see what is left to pay off. • Get alerts for debts that are due soon or overdue. Savings goals • Create savings goals such as a vacation, a car or an emergency fund. • See how much to set aside each month to reach your goal on time; add or withdraw money. Gold and currency holdings • Record gold, silver and foreign currency with quantity and purchase cost. • Enter the current price yourself to see total value, gain or loss and allocation. Prices are not fetched from the internet. Charts and statistics • Spending by category, monthly trends and a money flow chart that shows where your money went. • Compare this period with the last one and see your balance of needs and wants. • Filter by week, month, three months, year or a custom date range. Financial calendar • Monthly, two-week or weekly view with each day's cash flow. • A heat map of busy spending days, no-spend days and your daily average. Game and digital spending • Track in-game purchases, season passes and in-game currency in a separate section. Backup and CSV export • Back up to a file or send the backup to cloud storage, restore it later and undo the last restore if needed. • Export any period to CSV and open it in a spreadsheet app. Make it yours • 110 currencies, including several at once. • Choose date, number and currency symbol formats; light, dark or system theme; Modern or Classic style. Who is it for? Anyone who wants a simple daily expense tracker: families running a household budget, students keeping an eye on their spending money, freelancers logging income and expenses, and anyone making a paycheck last until the end of the month. Privacy No account needed. Your financial records stay on your device and are not sent to any server. You don't need an internet connection to add records, so the budget planner works offline. Money Management does not provide investment advice.