Expenses that log themselves: pay with Apple Pay, and Money Tracker records the amount, the store and the category. 5 auto-entries a day are free; Pro removes the limit.
Money Tracker is a simple expense tracker and budget planner with one main number: what's left this month. Log spending in two taps and watch the plus turn into savings.
No strict budgets, no daily limits, no accounts to set up. Write down what came in and what went out, and the app shows how much is left. Whatever stays in the plus at the end of the month becomes your savings automatically.
APPLE PAY AUTO-ENTRY
• Pay with Apple Pay on your iPhone and the expense appears on its own — no need to open the app.
• Free: 5 auto-entries a day. With Pro, no limits. Over the limit, the payment waits on the home screen: one tap to log it.
• The category comes from your last expense at the same store. A new store goes to Other until you pick one.
• Paid in another currency? The payment waits on the home screen until you enter what your bank charged. No currency conversion.
• Set it up once in Shortcuts, in about two minutes: Profile → Apple Pay auto-entry. Requires iOS 17 or later.
HOW IT WORKS
• Log an expense in two taps: enter the amount, pick a category, done. Income works the same way — just flip the switch first.
• The home screen shows this month's balance, income and expenses, and a grid of days colored by spending.
• Edit or delete any entry. The balance updates right away, even for past months.
ANALYTICS
• Your month day by day: a colored grid of days, totals for each week and the entries of any day.
• See where your money goes by category, compared with a usual month.
• Spending and income by week or by month, and a whole year at a glance.
SAVINGS GOAL (OPTIONAL)
• Name what you're saving for, for example a trip or a car.
• What's left each month adds up toward it on its own.
• The app estimates when you'll get there based on your recent pace.
MADE TO FEEL CALM
• A month in the minus is shown calmly, with no red and no blame.
• Your financial month can start on any day, for example on payday.
• Light and dark themes.
• 24 currencies, including USD, EUR, GBP, KZT, RUB, TRY and AED.
• 12 languages, including English, Spanish, German, French, Japanese and Korean.
• Your week can start on Monday or Sunday.
MONEY TRACKER PRO (OPTIONAL)
• Unlimited Apple Pay auto-entry.
• Bills & subscriptions: see what they cost per month, get a reminder the day before and on the day, and log the charge right from the notification. You can also set up one recurring income, like your salary, for free.
• Home Screen widget with this month's balance.
• Full history and trends across past months.
• Voice entry — speech is recognized right on your iPhone.
• Your own categories.
Monthly, yearly (with a free week) or a one-time purchase.
PRIVATE BY DESIGN
• Works offline. No account, no sign-up, no ads.
• Your entries, amounts and notes stay on your phone. Export them to CSV whenever you like.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://eldarkk.github.io/money-tracker-pages/privacy.html
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