MoneyGoal.AI

Turn money into milestones MoneyGoal is the all-in-one offline finance app built for Australians. Track income and spending, plan savings goals, manage assets, and unlock AI-powered investment suggestions—all in one clean interface. Key Features Goal-based planning Create targets (car, house, holiday) with dates or “as soon as possible”; MoneyGoal instantly shows the path to success. 100 % offline storage Every record stays on your device—no sign-in required. SmartWealth™ AI engine When online, OpenAI models analyse your cash flow and assets to recommend: • High-dividend or broad-market ETFs & term deposits • Dividend-oriented US ETFs • Optimal cash reserve ratio with projected annual returns. Quick expense / income logging One-tap entry, real-time charts. Portfolio dashboard View savings, stocks, crypto and term deposits with total value and weighted yield. MoneyGoal Premium (optional subscription) Unlock full AI portfolio allocation, historical back-testing, and expert chat. Subscriptions are processed securely by App Store. Why MoneyGoal? - Works perfectly offline—even on flight mode - Optimised for Australian tax rules and markets - Lightweight UI, lightning-fast onboarding - No account needed—your data is truly yours Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/