
MoneyRecon
Budget, net worth & retirement
0 ratings
Free
In-App Purchases
Rating summary
About
Win the Wealth War.
For decades, this kind of projection modeling was reserved for people with a private wealth manager. MoneyRecon puts it on your phone — link your accounts, watch your Budget Battle play out on screen, and see exactly where today's decisions leave you in 5, 10, or 20 years.
THE BUDGET BATTLE
Your expenses and debts attack from the left. Your checking balance holds the wall. Your savings and investments rise as towers on the right. It's your month, animated, so you can finally see the shape of your cash flow instead of squinting at a spreadsheet.
FORECASTS BUILT ON REAL MATH
MoneyRecon runs thousands of simulated futures against your actual numbers using Monte Carlo modeling, the same class of engine built for institutional wealth management. You get a realistic range of outcomes instead of one made-up number.
ANSWER THE QUESTIONS THAT ACTUALLY COST YOU MONEY
Rent or own?
Buy or lease the car?
High deductible plus HSA, or PPO?
What will my 401(k) and IRA be worth in 5, 10, or 20 years?
How much faster does an extra $200 a month kill this debt?
When can I retire, and what would it take to get there sooner?
Change one input and the whole forecast updates. No spreadsheets, no guessing.
LEAGUES AND LEADERBOARDS
Bronze, Silver, Gold, Platinum, Diamond, Legendary. You are ranked against people at your stage by progress, never by net worth or income. Everyone competes under a pseudonym and a generated avatar, so nobody sees your balances. The goal is not to beat anyone. It is to graduate.
EARN YOUR AVATAR
Pay off a card, land a better rate, hit a savings milestone, hold a streak. Real financial wins unlock accessories, crowns, and league upgrades. Achievements are earned through progress, never purchased.
ALL YOUR ACCOUNTS IN ONE PLACE
Securely connect checking, savings, credit cards, loans, and investment accounts. See total cash flow, net worth, upcoming bills, and where every dollar is going, all in one view.
BUILT FOR REAL LIFE
Plan around irregular income, one-time expenses, job changes, and big purchases. Model a Roth conversion ladder, Rule of 55, or 72(t) withdrawals. Set giving as a first allocation if that is how you budget. Track goals and watch the forecast move as you hit them.
PRIVACY BY DESIGN
Your financial details stay on your device and in your own iCloud. Bank connections are read-only and token-based, so MoneyRecon never stores your bank credentials. The leaderboard only ever sees a pseudonym, an avatar, and an abstract score. We do not sell your data.
TRY IT FIRST
Explore the entire app in Demo Mode with realistic sample data. No account, no connection, no commitment.
SUBSCRIBE
Account connections, leagues, and custom avatars are included with a paid subscription. Subscribe directly in the app via Apple.
Terms of Use: https://moneyrecon.com/terms
Privacy Policy: https://moneyrecon.com/privacy
Download MoneyRecon and start winning the Wealth War.
Show more
What's New in MoneyRecon
1.1
September 10, 2026
Improved budgeting and financial projections.
2
Subscriptions & In-App Purchases
Monthly
Automatic bank linking and daily sync
$14.991 Month
1 Month trial








