MoneyWiz 2026 Personal Finance User Reviews

What users say

Top reviews

Database disappeared after update app

my database disappeared and i can not find SYNCbits login method in app after I update to 2026.28.1 version

Response from developer

Hi CC user, we're so sorry — a bug in version 2026.28.1 accidentally logged some users out of their database, which is why all your data appeared to be gone. This affected both free and paid users. We've fixed this in version 2026.28.2, now available in the App Store. Please update and your data should be back. If it's still not showing after updating, email us at hello@wiz.money. — The MoneyWiz Team

Buggy as hell, really regretting this

Been using this for a week and the import is incomplete, won’t sync with any reliability, and requires constant restarts to interact with transactions. Oh, and it won’t connect with student loan servicers. i don’t want a refund, I want the functionality that was promised.

Will not keep a connection

I have been trying for 3 days with technical support to get this to work. The initial Plaid connection works, and after that it will not update and I get errors. I have disconnected and reconnected the accounts three times per tech support and it’s the same thing. They keep saying that Plaid says the connection is lost and to disconnect and reconnect. I’m not doing this a 4th time. This is a great idea if it worked, but somehow Plaid and this app cannot continuously talk to each other. And they only respond at 2am when I’m asleep with no option for phone support. This is with two separate banking entities so I know it is not the bank.
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Very Dissapoinbting

Used Moneywiz a while ago and very happy with it. The “Upgrade” to the 2026 version seems to have broken the whole thing. I paid for the premium version, but the system is stuck ion demo mode. Help files only reference the previous version, and no-one is on the help chat. Going to cancel the whole thing as its just too much trouble.
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Add savings goals

Very complete but I stopped using it because I can’t monitor my savings goals

Just what i wanted

I really liked MSMoney but wanted something that once set up would automate everything and still allow for manual entry. I also wanted access via a mobile and to be able to see ahead how much or how little money I would have. This app does it all. Getting on for two years use and all is good including customer service. It is worth the cost.
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Personnalisée

Je trouve que c’est la meilleure application pour faire une budget je l
‘Utilise depuis plusieurs années. Mais toujours difficile de connecter à ma banque. C’est seulement pour ça que je donne qu’une note de 3 étoiles, san7ce problème j ‘aurais donné une note de 5.

This is worse than ther previous version

Why did you remove balance line below each transaction? Please don’t make releases just for sake of change. This is dumb.
Why don’t you leave as it is?

Excellent App

Excellent features, all you need to take control of your finances …. I like how seamless it is to work on Apple’s ecosystem … well designed features to easily work with different kind of accounts.

WOW

From Spreadsheets to App finance 📊➡️📱

I have bought multiple pre-made spreadsheets on Etsy, created my own, and gone through countless rounds of trial and error. I was constantly transferring data from one spreadsheet to another, trying to make everything work the way I needed it to.

Honestly, I was about ready to give up.

Then I found this app.

It goes FAR beyond what I was looking for, and it’s fantastic! My husband and I manage both a business and our household finances, and finding a system that could handle both without everything clashing was nearly impossible.

What I love most is that it has multiple dashboards, each with its own categories, payees, reports, and organization. Everything finally has its place.

This app has given me a clear picture of our business finances, household budget, upcoming bills, and tax planning categories all in one system.

My mind can finally settle.

And yes, this works incredibly well for both business and personal finances.

PURCHASE THIS APP. You won’t regret it. SERIOUSLY!!
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Latest update a disaster

The latest update is the worst I’ve experienced. In both my Mac and IPhone it keeps freezing, says I have no licence and app keeps crashing. I regret downloading it and migrating my accounts to iCloud sync. Doesn’t seem to have been fully tested.

Update 7/6/26 - after going back and forth with Silverwiz and spending literally hours uninstalling and reinstalling to try to get it to work I decided to go back to the old sync method which seems stable. Despite backing up my data from the iCloud version the import failed and I had no option but to go back to the data I had when I switched to iCloud and spend several hours rekeying all of my transactions from the last couple of months. Absolute disaster. I’m shocked that Apple let this update through as it’s a bag of spanners.
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Lost all my receipts and data after subscribing

And they don’t reply to my email 👎

Plaid Bank Access Broken

Plaid connect to investments work but connect to credit cards, savings and else is broken. Please, fix. Not a plaid issue - Monarch Money works.

App is okay but needs work

The app is fine once you get used to the different interface. The interface does not display ledgers like other finance apps. It’s a bit different but not that hard to get used to. Creating custom reports isn’t as robust and customizable as other accounting or finance apps either. But, my biggest complaint is the syncing across devices. It’s never 100% accurate (and yes, I have iCloud syncing turned on). For example, today my net worth is synced properly but my reports are not. My laptop and iPhone are displaying different totals when I bring up custom reports I’ve created. This really needs to be addressed/fixed. Syncing is pretty much worthless if it’s not accurate.
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Transferring QIF files

Not easily done, balances come up wrong

Stll using it....

I've been using Moneywiz for several years and have always updated to the latest edition. I've always found it as reliable, and as clever, as it always has been. Keep up the good work.

One of the Best

Haven’t seen any finance management app that is so comprehensively developed. The guys behind are really serious.
Haven’t seen any gaps. Most of the apps fail in reports. MoneyWiz is another level.

Kudos to the team 🎉

At last - Sync that works

I have tried this app on and off for years hoping it could replace Microsoft Money. But only now that sync’ing is via iCloud does this actually work. I have still not gone premium again as the linking with multiple Chase accounts always went wrong and left out accounts but may try again.

Misleading pricing

Currently trying the demo version and I like what I see so far. I am looking to replace my Quicken with this. But the pricing listed in the description is misleading. Why can’t this be corrected?

Latest update a disaster

The latest update is the worst I’ve experienced. In both my Mac and IPhone it keeps freezing, says I have no licence and app keeps crashing. I regret downloading it and migrating my accounts to iCloud sync. Doesn’t seem to have been fully tested.