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Monni: AI Money Tracker

Monni: AI Money Tracker

Know what you can spend

1 ratings
2 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • June 11, 2026
  • July 18, 2026

Features

Developer

CAI FINTECH LLC
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About

This app provides a clear, intelligent overview of your finances. Track spending, income, bills, assets, and investments with AI-powered insights to help you understand your money better.

✓Net worth tracking
✓Spending and income tracking
✓Transaction timeline
✓Upcoming bills
✓Asset and liability tracking
✓Investment portfolio views
✓AI-powered financial insights
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What's New in Monni

1.2

July 18, 2026

Fixing bugs on Plaid connection

User reviews

Most RecentHighest RatedLowest Rated

Great design and approach

Found this app via Reddit and really like the design, it is a very handsome looking app. I prefer manually entering transactions over strict bank connections, so that option is a plus for me. The "safe to spend" feature is also much better than standard category maintenance. Navigating my finances here actually reads like a story.
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must_be_the_moneymust_be_the_money

Best Finance App I’ve Tried

Monni makes money tracking simple. Instead of just showing charts, it explains my spending and habits in a way that’s easy to understand. The Safe-to-Spend feature is especially useful because it tells me what I can actually spend without worrying about upcoming bills. Clean design, helpful insights, and easy to use.
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CashFlowProCashFlowPro

Developer apps

Monni
Monni

Personal Finance Hub

🔧 Utilities
Free
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FAQ

How does Monni help me understand my money?

Monni uses AI to generate personalized insights, recaps, and stories from your financial activity. These 'Monni Moments' highlight changes, important factors, and potential actions you might consider.

What financial information can I track with Monni?

You can track spending, income, transactions, upcoming bills, assets (like property, vehicles, crypto), liabilities, investments, and your overall net worth.

Does Monni require connecting bank accounts?

Monni supports connected account linking to keep everything organized. However, you can also manually track transactions, statements, assets, and liabilities if you prefer not to connect accounts.

Is Monni available on multiple devices?

Yes, Monni is designed for a mobile-first experience and is supported on both iPhone and iPad devices.

How often is Monni updated?

Monni was last updated on June 11, 2026, with version 1.0. This indicates it is a newly released application.

What is the age rating for Monni?

Monni has an age rating of 4+, making it suitable for a wide range of users.

Does Monni have ads?

No, Monni is ad-free, allowing for an uninterrupted financial tracking experience.

What makes Monni different from other finance apps?

Monni focuses on providing a clear, simple, and intelligent view of your finances, using AI to offer personalized insights rather than just presenting raw data or complicated dashboards.