MyBudgetNerd

MyBudgetNerd

Active Budgeting. No Bank Link

2 ratings
2 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 21, 2026
  • June 23, 2026

Features

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About

Actively manage your finances by importing PDF statements locally. Gain deep analytical insights and build lasting habits with 100% on-device privacy, without linking bank accounts.

Statement upload
Smart categorization
Insight dashboard
30-day forecast
Anomaly detection
Data export
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What's New in MyBudgetNerd

1.4.1

June 23, 2026

WHAT'S NEW More Reliable Statement Management Fixed an issue where deleting one saved statement could inadvertently remove others. Easier Desktop Deletions You can now delete statements on desktop and web with a single click—no swiping required. Enhanced Financial Insights Enjoy a smoother, more intuitive Income vs. Expenses graph and forecast. Clearer Trends Oracle category trends and "What Changed" percentages are now easier to interpret. AI-Powered Advisor Mode Opt in to the new AI-worded Oracle insights. As always, your financial data remains securely on your device. Updated Policies We've updated our Privacy Policy and Terms of Service. General Improvements Various performance and stability enhancements to make the app faster and more reliable.

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Subscription plans

MyBudgetNerd Pro — Monthly

Unlimited statement uploads, AI categorization, Oracle

$4.991 Month
How to cancel MyBudgetNerd subscription ⁉️

User reviews

Pro Subscriber Review

I’ve really enjoyed using MyBudget Nerd. The design is clean and modern, and the interface is intuitive, making it easy to track spending and stay on top of my budget. It’s simple to use while still offering the features I need to manage my finances effectively.

Easy to Use and Gives You Full Control

This app is incredibly easy to use and works seamlessly with several of my banks. One of my favorite features is that it doesn't require me to log directly into my bank accounts, and I appreciate the ability to import data from PDFs instead. The interface is intuitive, user-friendly, and gives me complete control over what information I choose to share.

I also like that AI features are optional, which is great for users who may be hesitant about using AI. The app respects user preferences while still providing useful functionality. As an added bonus, it doesn't take up much storage space on my phone. Overall, it's a well-designed, flexible, and privacy-conscious app that I highly recommend.
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FAQ

Does MyBudgetNerd have ads?

No, MyBudgetNerd is ad-free. The app focuses on user privacy and a clean experience without advertisements.

What are the subscription options for MyBudgetNerd Pro?

MyBudgetNerd Pro offers two subscription plans: a monthly plan for $4.99 and an annual plan for $44.99. These plans unlock premium features for enhanced financial management.

How does MyBudgetNerd ensure user privacy?

MyBudgetNerd prioritizes privacy by requiring zero bank logins and processing data entirely on-device. AI processing is optional and rigorously strips Personally Identifiable Information (PII).

What types of financial data can I import into MyBudgetNerd?

You can import your bank or credit card statements in PDF format. The app then converts these into organized, searchable, and interactive transaction logs.

Can I export my financial data from MyBudgetNerd?

Yes, you can export your processed transactions in clean CSV, Excel spreadsheet, or Markdown file formats. This ensures you maintain absolute data portability.

What is the Oracle Forecast feature in MyBudgetNerd?

The Oracle Forecast is a predictive 30-day projection that shows where your finances are heading based on your recent activity. It helps you anticipate future financial states.

How often is MyBudgetNerd updated?

The latest version of MyBudgetNerd is 1.4.1, and it was last updated on June 23, 2026. This indicates a recent update, suggesting ongoing development and support.

What devices is MyBudgetNerd available on?

MyBudgetNerd is available for iPhone and iPod. The app is designed for iOS devices.