
Monthly finance planner
Budget Smarter Every Month
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Free
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About
Take control of your money, one month at a time.
Monthly Budget Planner is a simple, private, and offline-first budgeting app designed for people who want to plan their money before they spend it.
Plan your monthly income, divide it into expense and investment pools, track what you actually spend, and always know how much you have left.
PLAN YOUR MONTH
Set your monthly income
Plan expenses and investments
Organize spending into categories
Reuse recurring expenses for future months
TRACK YOUR SPENDING
Quickly log actual expenses
Add notes to transactions
See planned vs. actual spending
Easily spot over-budget categories
INVEST FIRST
Create dedicated investment pools
Track investments alongside your expenses
See how much you've planned and how much you've used
CARRY FORWARD
Automatically carry your remaining balance into the next month
Handle both surplus and deficit
Put leftover pool money to better use
PRIVATE BY DESIGN
Your financial data stays on your device. No account, no login, and no cloud required.
SIMPLE & FLEXIBLE
Multiple currencies including USD, INR, EUR, GBP, JPY and more
Reorder categories to match your priorities
Export your data as CSV
Designed to work completely offline
Plan better. Spend wisely. Live freely.
Monthly Budget Planner gives you a clear picture of your money every month—without the complexity of traditional expense trackers.
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What's New in Monthly finance planner
1.0
September 24, 2026

