Monthly Wallet Watch

Manage your budget. Your data never leaves your phone. Monthly Wallet Watch brings your income, expenses, loans, bills, and savings together in one fully offline personal budget assistant. No account, no sign-up, no servers — everything you enter stays on your device. MONTH-BY-MONTH NET BALANCE • See monthly income, expenses, and net balance at a glance • Carry-over from previous months is calculated automatically • Navigate months to review the past or project the future EVERYTHING IN ONE PLACE • Recurring and one-time income; confirm on payday • All expenses by category, including installment purchases • Loans: installment tracking and early payoff calculator • Credit cards: debt and due-date warnings • Bills: fixed payments that repeat every month • Savings accounts and savings goals STAYS ON TOP OF IT FOR YOU • Reminders on the due date and the day before • Per-category budget limits catch overspending • Home Screen widget shows your balance without unlocking PRIVACY FIRST • 100% offline: no internet connection required • No data collected, nothing sent to any server • Face ID lock keeps curious eyes out • Export your data as JSON anytime Available in English and Turkish. Supports $, €, £, and ₺. Take control of your budget today — and keep your data to yourself.