Best Montu App alternatives: apps like Montu App

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated October 2026

Whether you want more options like Montu App or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Montu App

Fintual: Invierte y ahorra#1

Fintual: Invierte y ahorra by Fintual

Maneja tus finanzas
Editor's Choice
πŸ’° Finance
4.8😊(129 ratings)
Free
Fintual: Invierte y ahorra screenshot 1
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Fintual: Invierte y ahorra screenshot 6

Invest and save money online with a regulated financial company. Set up personalized savings goals, invest any amount without minimums, and access financial education resources. Connect with real people for support.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸ“ˆ Good returns and performance
  • πŸ’‘ Transparent and clear
  • πŸš€ Fast and efficient
  • βœ… Great for beginners
  • πŸ’° Good commissions
  • 🀝 Excellent customer service
  • 🏠 Makes saving easy
  • 🎯 Helps organize finances
  • ✨ Visually appealing interface
  • πŸ’― Highly recommended
  • πŸ’Ό Good for various savings goals
  • βœ… No mandatory insurance
  • πŸ’‘ Explains financial concepts clearly
  • πŸ”’ Secure for investing
  • βœ… Can withdraw anytime
  • πŸ“ˆ Funds grow well
  • 🌟 A jewel for investment
  • πŸ‘ Good for short-term savings
  • βœ… No penalties for withdrawal
  • πŸ’‘ Informative blogs for learning
  • βœ… Funds grow steadily
  • πŸš€ Great for millennials
  • βœ… Transparent communication
  • βœ… Responsive customer service
  • βœ… Simple to start investing
  • βœ… Guides users well
  • βœ… Good for diversifying
  • βœ… Effective and simple
  • βœ… Makes investing accessible
  • βœ… Low costs
  • βœ… Great for children's savings
  • βœ… Good for APV and other goals
  • βœ… Good for beginners
  • βœ… Well-developed app
  • βœ… Easy to understand
  • βœ… Good for those new to finance
  • βœ… Funds have grown significantly
  • βœ… Great for saving and investing
  • βœ… Transparent and friendly
  • βœ… Intuitive interface
  • βœ… Good for personal finance

Room to Improve

  • πŸ“‰ Lower returns than competitors
  • ⚠️ App closes when entering investment amount
  • ❌ New features are minimal
  • πŸ€” Some users prefer traditional banks
  • ❓ Registration must be done via web
  • πŸ‘Ž Unnecessary content on homepage
  • πŸ“‰ Low profitability reported
  • πŸ€·β€β™‚οΈ Losses/gains not visible on the first screen
  • πŸ€” Some users want more explanation on investments
4.8😞(219 ratings)
Free
Rutpay: Tu nueva forma de pago screenshot 1
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Rutpay: Tu nueva forma de pago screenshot 3
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This app allows users with a CuentaRUT to make payments without a physical card. It supports various merchants, including supermarkets, pharmacies, and service bills, with funds deducted directly from their CuentaRUT balance. Users can also pay via QR codes and access exclusive offers.

What We Love

  • πŸ‘ App works well after registration
  • πŸš€ Fast and has coupons
  • πŸ‘ Very good app
  • πŸ‘ Excellent app
  • πŸš€ Super fast!

Room to Improve

  • πŸ› Cannot use after changing phone number
  • πŸ› Cannot install or use app
  • πŸ› Error S_013, cannot log in
  • πŸ› Bad application on Apple
  • πŸ› Cannot install app, no support
  • πŸ› Same as BE app, fewer options
  • πŸ› PΓ©sima aplicaciΓ³n, cannot validate identity
  • πŸ› Cannot log in to create account
  • πŸ› Should allow payment like Debito Falabella
  • πŸ› Very few merchants accept this app
  • πŸ› Bad idea, should have Apple Pay option
  • πŸ› InΓΊtil e innecesaria, should enable NFC
  • πŸ› Slow payment process
  • πŸ› Cannot pay, code not received
  • πŸ› App not working, error on registration
  • πŸ› Cannot configure, does not recognize passwords
  • πŸ› Error downloading, cannot access
  • πŸ› Cannot confirm identity
  • πŸ› Innecesario
  • πŸ› Cannot register, says no Cuenta Rut
  • πŸ› Terrible app, charging for transactions
  • πŸ› Unexpected error on opening app
  • πŸ› Cannot validate identity, lost discounts
  • πŸ› Poco practica, not intuitive, MMS delay
  • πŸ› Old phone number for validation
  • πŸ› QR code error on payment
  • πŸ› Should implement Apple Pay
  • πŸ› Not working
  • πŸ› Innecesario, should enable Apple Pay/Google Pay
  • πŸ› Misleading advertising, discounts not honored
  • πŸ› Never works, state products are garbage
  • πŸ› Cannot log in after changing phone
  • πŸ› Cannot open account on new phone
  • πŸ› Cannot open session on new phone
  • πŸ› Cannot open app on new phone
  • πŸ› Cannot log in, requires old phone
  • πŸ› Cannot log in, requires old phone
  • πŸ› Cannot use on new phone, no recovery
  • πŸ› Cannot use on new phone
  • πŸ› Cannot install on new device
  • πŸ› Cannot use on new phone
  • πŸ› Cannot open on new device
  • πŸ› Cannot open on new phone
  • πŸ› Cannot log in, T_008 error
Copec#3

Copec by Copec S.A.

Worth Considering
πŸ’° Finance
4.9😐(2K ratings)
FreeAds
Copec screenshot 1
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Copec screenshot 5
Copec screenshot 6

Manage payments, loyalty points, and access various services from a single digital wallet. Pay at gas stations, stores, and other businesses, track purchases, and enjoy exclusive discounts. This app simplifies your daily transactions and rewards your loyalty.

What We Love

  • πŸ‘ Intuitive
  • πŸ‘ Good service
  • πŸ’° Good discounts

Room to Improve

  • 🚫 No option for non-Chile phone numbers
  • πŸ’° Expensive, not enough points
  • πŸ”Œ Poor internet connection
  • πŸ’° Decreasing discounts and promotions
  • πŸ› Multiple bugs

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4
CencoPay, tu billetera digital
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Start investing digitally without a minimum amount to achieve your financial goals. Create personalized savings targets, invest in mutual funds, stocks, and ETFs, and manage your investments easily. Access exclusive content and personalized recommendations as a client.

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Manage your banking transactions easily and securely. Check account balances, transfer funds, pay bills, and withdraw cash without a card. Enhance security with a companion app for transaction authorization.

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MACHBANK: Banca Digital
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Manage your finances with a digital bank account. Open an account, get a Visa debit card for local and international purchases, and enjoy benefits like cashback and savings. Send money domestically and internationally, pay bills, and even accept business payments.

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Prex Chile - Cuenta Digital
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Manage your money with a free digital account. Exchange currencies, earn interest, and make payments easily. Enjoy seamless transfers and pay bills directly from the app.

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Manage your finances with ease. This app allows secure login, transfers, bill payments, investment management, and credit card services. It also offers personalized offers and financial insights.

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