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Moola Wallet

Moola Wallet

Earn Stock While Spending

170 ratings
21 reviews
💼 Business
💰 Finance
Free

Details

Released
March 3, 2025
Updated
November 11, 2026

Features

Developer

Moola Copilot
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Moola Wallet screenshot #1 for iPhone
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Moola Wallet screenshot #5 for iPhone
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Moola Wallet screenshot #7 for iPhone
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About

This app helps you start investing by earning stock rewards on everyday purchases made with its debit card. It offers features like automated investing, savings 'Pockets,' and retirement accounts, making wealth building accessible without changing spending habits.

✓Earn stock rewards on debit card purchases
✓Automated investing with managed portfolios
✓Create unlimited savings 'Pockets'
✓Round up spare change for savings
✓Traditional and Roth IRA options
✓Learn about personal finance with video lessons
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What users say about Moola Wallet

Reviews of Moola Wallet are mostly negative: the Finance app is rated 4.7/5 from 170 App Store ratings. What users like most: great for learning to invest, makes investing easy and interesting. Top complaints: app freezes frequently, inability to withdraw funds easily. Summarized from real user reviews.

Positive things

  • 💡Great for learning to invest
  • 💡Makes investing easy and interesting
  • 💡Innovative approach to wealth building
  • 💡Helps understand wealth
  • 💡Good for beginners
  • 💡Useful for understanding crypto

Negative things

  • 🐛App freezes frequently
  • 🐛Inability to withdraw funds easily
  • 🐛Poor app layout and navigation
  • 🐛Unresponsive customer service
  • 🐛Difficult account deletion process
  • 🐛Inaccurate profit display
  • 🐛Address field limitation
  • 🐛Sign-up process issues
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+2

What's New in Moola Wallet

2.0.5

November 11, 2026

Various UI Fixes

User reviews

Most RecentHighest RatedLowest Rated

Loving moola

Awesome concept and helpful for the family to stick to our budget and invest at the same time. I was going to spend anyways so nice to get some stock
EEG1104

Best Financial App available!

User Friendly! THE Investing app for all stages of knowledge.
FFranks337

amazing & recommended!!

finally getting ahead in my finances and finally able to save. I think the best part is getting now almost daily notifications of my stock rewards special shout out to the entire Moola team for your help and encouragement on my journey
B9Boss babe 9090

Finally an investment app I understand!

Easy to navigate, excellent customer service and overall an awesome app! Looking forward to what more will come with this one. I love it
JSJared Schappert

Dishonesty, horrid service, poor app layout

Don’t bother with this app. It had the worst experience with this app for its poor layout and the inability to withdrawl all funds as it prevents me from doing it till almost 4 months later. I use Schwab account for years and thought I could open another smaller trading account and it turns out a complete inferior layout as it doesn’t really show you how to make a trade clearly and to make a withdrawal. You had to keep navigating. Forget it. It’s a nightmare app.
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DDavidSeitchik
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User experience

🐞

Reported Bugs

6 issues

App freezes during sign-up

Bug

App freezes preventing login

Bug

Camera jumps back during ID photo upload

Bug

Withdrawal shows $0 after selling shares

Bug

Account deletion requests ignored

Bug

App freezes and won't allow completion of sign-up

Bug
✨

Requested Features

5 requests

Clearer trade execution instructions

Feature

Easier withdrawal process

Feature

Improved customer support responsiveness

Feature

Ability to include apartment number in address

Feature

Fix for profit calculation discrepancies

Feature

FAQ

What is the monthly cost for Moola Wallet?

Moola Wallet costs $3.97 per month, with the first 30 days offered free. There are no trading commissions or hidden fees associated with the service.

Is my money safe with Moola Wallet?

Yes, Moola Wallet is an SEC-registered investment adviser. Investment accounts are SIPC-protected, and deposits held on the Moola Card are FDIC-insured up to $250,000 through their partner bank.

What devices does Moola Wallet support?

Moola Wallet is available on iPhone and iPod devices.

How often is Moola Wallet updated?

The latest version of Moola Wallet is 2.0.5, and it was last updated on November 11, 2026.

What are the main drawbacks of Moola Wallet according to users?

User reviews indicate issues such as the app freezing frequently, difficulty withdrawing funds, poor app layout, and unresponsive customer service. Some users also reported problems with account deletion and inaccurate profit displays.

Does Moola Wallet have ads?

No, Moola Wallet does not contain advertisements.

What are the pros of using Moola Wallet?

Users praise Moola Wallet for being great for learning to invest, making investing easy and interesting, and offering an innovative approach to wealth building. It's also recommended for beginners and for understanding cryptocurrency.

Can I pick my own stocks with Moola Wallet?

Yes, you can pick your own stocks and ETFs with Moola Wallet, with purchases starting at $5. The Moola Meter helps you invest smarter by ranking stocks against your personal goals, age, and risk tolerance.