Moola Wallet

Moola Wallet

Earn Stock While Spending

170 ratings
19 reviews
Free

Details

Released
March 3, 2025
Updated
November 2, 2026

Features

Moola Wallet screenshot #1 for iPhone
Moola Wallet screenshot #2 for iPhone
Moola Wallet screenshot #3 for iPhone
Moola Wallet screenshot #4 for iPhone
Moola Wallet screenshot #5 for iPhone
Moola Wallet screenshot #6 for iPhone
Moola Wallet screenshot #7 for iPhone
🖼️Get Icon
Icons↘︎

About

This app helps you start investing without changing your spending habits. Every purchase made with its debit card automatically earns stock. It also offers tools for budgeting, saving for goals, and managing retirement accounts.

✓Earn stock with every debit card swipe
✓Create unlimited Pockets for savings goals
✓Round up purchases to save spare change
✓Automated investment portfolio management
✓Easy Traditional and Roth IRA setup
✓Learn about personal finance with video lessons
Show original description

What users say about Moola Wallet

See all reviews

What's New in Moola Wallet

2.0.3

November 2, 2026

Various UI Fixes

User reviews

amazing & recommended!!

finally getting ahead in my finances and finally able to save. I think the best part is getting now almost daily notifications of my stock rewards special shout out to the entire Moola team for your help and encouragement on my journey

Finally an investment app I understand!

Easy to navigate, excellent customer service and overall an awesome app! Looking forward to what more will come with this one. I love it

Dishonesty, horrid service, poor app layout

Don’t bother with this app. It had the worst experience with this app for its poor layout and the inability to withdrawl all funds as it prevents me from doing it till almost 4 months later. I use Schwab account for years and thought I could open another smaller trading account and it turns out a complete inferior layout as it doesn’t really show you how to make a trade clearly and to make a withdrawal. You had to keep navigating. Forget it. It’s a nightmare app.
Show more

Update of previous review

I recently wrote a not so favorable review. It did not post and or shown up as of yet. I will say that after further conversations that they finally agreed to settle the matter as I had requested. Now, would I recommend this app? First, the fact we settled the matter as I requested, goes a long way in speaking of the principles of a company. Furthermore, I believe they are a new company trying their best but are still going through some growing pains. If you can live with some growing pains that come with a new company and want to be part of a start up with potential, go for it. Best of luck to Moola and all its users!
Show more

Money writhdraw

They make it hard and complicated to writhdraw your money, I have sold my shares and order has been fulfilled, but when I try to writhdraw it just says $0

User experience

🐞

Reported Bugs

6 issues

App freezes during sign-up

Bug

App freezes preventing login

Bug

Camera jumps back during ID photo upload

Bug

Withdrawal shows $0 after selling shares

Bug

Account deletion requests ignored

Bug

App freezes and won't allow completion of sign-up

Bug
✨

Requested Features

5 requests

Clearer trade execution instructions

Feature

Easier withdrawal process

Feature

Improved customer support responsiveness

Feature

Ability to include apartment number in address

Feature

Fix for profit calculation discrepancies

Feature

FAQ

What is the monthly cost of Moola Wallet?

Moola Wallet costs $3.97 per month, with the first 30 days offered for free. There are no trading commissions or hidden fees associated with the service.

How does Moola Wallet help users earn stock?

Every purchase made with the Moola Visa® Debit Card earns stock, which is then automatically invested for you. This applies to all purchases made anywhere Visa is accepted.

Can I set up retirement accounts with Moola Wallet?

Yes, you can open a Traditional or Roth IRA directly within Moola Wallet in minutes. You can set a retirement goal and automate contributions, with the app's system handling the rest.

Is my money safe with Moola Wallet?

Moola Wallet is an SEC-registered investment adviser, and investment accounts are SIPC-protected. Deposits held on the Moola Card are FDIC-insured up to $250,000 through their partner bank.

Does Moola Wallet have ads?

Moola Wallet does not contain advertisements. The app focuses on providing financial services without the interruption of ads.

What are the main drawbacks of Moola Wallet according to user reviews?

User reviews indicate issues such as the app freezing frequently, difficulties in withdrawing funds, and a poor app layout and navigation. Some users also reported unresponsive customer service and problems with the account deletion process.

What devices does Moola Wallet support?

Moola Wallet is supported on iPhone and iPod devices. The app is rated for ages 4 and up.

How often is Moola Wallet updated?

The latest version of Moola Wallet is 2.0.3, and it was last updated on November 2, 2026. This indicates a recent update frequency.