Moola Wallet

Moola Wallet

Earn Stock While Spending

169 ratings
18 reviews
Free

Details

Released
March 3, 2025
Updated
October 23, 2026

Features

Moola Wallet screenshot #1 for iPhone
Moola Wallet screenshot #2 for iPhone
Moola Wallet screenshot #3 for iPhone
Moola Wallet screenshot #4 for iPhone
Moola Wallet screenshot #5 for iPhone
Moola Wallet screenshot #6 for iPhone
Moola Wallet screenshot #7 for iPhone
🖼️Get Icon
Icons↘︎

About

This app simplifies investing in stocks, ETFs, and cryptocurrencies with AI-powered guidance. Start with as little as $5 and benefit from data-driven recommendations, commission-free trading, and interest on cash balances. It also offers retirement accounts and educational resources.

✓Trade stocks, ETFs, and crypto
✓AI-driven investment recommendations
✓Invest with as little as $5
✓No trading commissions
✓Earn 3.75% interest on cash
✓FDIC insured funds
✓Traditional and Roth IRAs
Show original description

What users say about Moola Wallet

See all reviews
+1

What's New in Moola Wallet

2.0

October 23, 2026

This is a whole new Moola. - The Moola debit card: every swipe earns stock, invested for you automatically. Order your virtual card instantly; your physical card ships in days. - Pockets: set money aside for rent, groceries, vacation, or the new house before you spend it. Unlimited Pockets, each with a goal. - Spare Change Roundups: every purchase rounds up to the next dollar and the change lands in the Pocket you choose. - Invite friends: share your link and earn stock when they swipe. - A completely redesigned app. Faster, cleaner, dark-mode first. Everything you already had is still here: SOPHIA, your IRA, self-directed investing, and the Moola Meter. $3.97/month after your first 30 days free. Something not working? Live chat with a real human is one tap away.

More

User reviews

Finally an investment app I understand!

Easy to navigate, excellent customer service and overall an awesome app! Looking forward to what more will come with this one. I love it

Dishonesty, horrid service, poor app layout

Don’t bother with this app. It had the worst experience with this app for its poor layout and the inability to withdrawl all funds as it prevents me from doing it till almost 4 months later. I use Schwab account for years and thought I could open another smaller trading account and it turns out a complete inferior layout as it doesn’t really show you how to make a trade clearly and to make a withdrawal. You had to keep navigating. Forget it. It’s a nightmare app.
Show more

Update of previous review

I recently wrote a not so favorable review. It did not post and or shown up as of yet. I will say that after further conversations that they finally agreed to settle the matter as I had requested. Now, would I recommend this app? First, the fact we settled the matter as I requested, goes a long way in speaking of the principles of a company. Furthermore, I believe they are a new company trying their best but are still going through some growing pains. If you can live with some growing pains that come with a new company and want to be part of a start up with potential, go for it. Best of luck to Moola and all its users!
Show more

Money writhdraw

They make it hard and complicated to writhdraw your money, I have sold my shares and order has been fulfilled, but when I try to writhdraw it just says $0

Terrible Costumer Service

I sent a request to cancel my account over a week ago. No response yet. Three follow ups and still nothing

User experience

🐞

Reported Bugs

6 issues

App freezes during sign-up

Bug

App freezes preventing login

Bug

Camera jumps back during ID photo upload

Bug

Withdrawal shows $0 after selling shares

Bug

Account deletion requests ignored

Bug

App freezes and won't allow completion of sign-up

Bug
✨

Requested Features

5 requests

Clearer trade execution instructions

Feature

Easier withdrawal process

Feature

Improved customer support responsiveness

Feature

Ability to include apartment number in address

Feature

Fix for profit calculation discrepancies

Feature

FAQ

What can I invest in with this app?

You can buy and sell stocks, ETFs, Bitcoin ETFs, and over 50 other crypto tokens. The app also supports Traditional and Roth IRAs for retirement investing.

How does the AI feature work?

The app uses an AI-driven algorithm called the Moola Meter, which analyzes over 52 factors to provide 'Buy' and 'Sell' recommendations. This aims to help users make confident, data-driven investment decisions.

What are the costs associated with using this app?

The app charges 0.05% of your account balance per month. There are no trading commissions or hidden fees. Additionally, you can earn 3.75% interest on your cash balances.

Is my money safe on this platform?

Yes, your funds are FDIC insured up to $1,000,000. The app also offers free life insurance up to $1,000 through Moola Match for balances over $10,000.

Can I start investing with a small amount of money?

Absolutely. You can begin your investing journey with as little as $5. There are no minimum balance requirements to buy and sell assets on the platform.