Mooney - Budget & Expenses

Mooney gives you a clear, honest picture of your money - without connecting your bank, creating an account, or sharing a single piece of data with anyone. Track every transaction. See exactly where your money goes. Set goals and watch your progress in real time. All from an app designed to feel as polished as the finance tools from the biggest companies, built for people who actually care about their money. SPENDING HEATMAP CALENDAR See your spending intensity across the entire month at a glance. Each day is color-coded by how much you spent - darker means heavier spending. Spot patterns instantly. No other finance app gives you this view. MULTI-CURRENCY, FIRST CLASS Hold accounts in USD, EUR, GBP, or any major currency. Mooney converts everything to your base currency with real-time exchange rates so your net worth is always accurate - no manual math required. NET WORTH DASHBOARD All your accounts, assets, and liabilities in one place. See your total net worth updated in real time, converted to a single currency. Track how it changes month over month. ANALYTICS THAT MATTER Revenue, operating costs, taxes, net income — broken down with interactive charts over 6-month and 12-month periods. Category breakdowns show exactly where you overspend, with month-over-month trend comparisons. FINANCIAL GOALS WITH SMART ESTIMATION Set a savings target for a car, emergency fund, vacation, or anything else. Mooney tracks your progress with visual progress bars and estimates when you will reach your goal based on your actual saving patterns. RECURRING TRANSACTIONS Subscriptions, rent, salary, bills - set them up once. Mooney handles the rest automatically on a weekly, monthly, or yearly schedule. Never forget a recurring expense again. FAST EXPENSE ENTRY Log a transaction in three taps: amount, account, category. Custom categories and subcategories with emoji icons keep everything organized exactly the way you think about your spending. EXPORT YOUR DATA Export transactions to CSV anytime. Your data is yours. No vendor lock-in, no walled garden. BUILT FOR PRIVACY No account creation. No bank linking. No cloud sync. Everything stays on your device. Mooney works fully offline — your financial data never leaves your phone. BEAUTIFUL BY DEFAULT A clean, modern interface with full dark mode support. Designed to make managing money feel less like a chore and more like a habit you actually enjoy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/