MorrowFlow

Before you buy, look beyond this month. MorrowFlow is a lightweight tool for planning future spending and budgets. You do not need to log every receipt. Add the expenses that are already known and worth planning for—subscriptions, installments, monthly plans, and one-time plans—and see what is due in the months ahead. BRING KNOWN SPENDING INTO ONE VIEW - Manage subscriptions, installments, monthly plans, and one-time plans. - See upcoming payment dates and amounts in a calendar and list. - View known spending and budget trends for this month, next month, and beyond. - Set aside monthly plans for recurring living, learning, or leisure spending. PLAN WITHOUT PERFECT BOOKKEEPING - Focus on commitments that keep using your budget instead of recording every small purchase. - See known payments and remaining budget based on the plans and budgets you enter. - Record planned spending in multiple currencies and convert it for a clearer overview. CHECK THE IMPACT BEFORE AN IMPULSE BUY - Enter an item or service and model a one-time or installment purchase. - Compare the budget impact before and after the purchase across this month, next month, and future months. - Use clear numbers and assumptions to make your own decision—not a verdict on whether you should buy. KEEP YOUR PLANS WITH iCLOUD - Your records sync through iCloud, so you can continue managing them on supported devices signed in to the same Apple Account. - Check iCloud availability and sync status in Settings. MorrowFlow’s forecasts use the records, budgets, and available exchange-rate data you enter. It does not connect to bank accounts, show your actual account balance, or provide financial advice. Please make spending decisions based on your own circumstances.