Mortgage Analyzer AI
AI Mortgage Calculator
About
This app uses AI to analyze mortgage details described in natural language. It provides answers to complex loan questions and calculates various financial aspects, all processed on your device for privacy. It supports multiple loan types and offers detailed amortization schedules.
What's New in Mortgage Analyzer AI
2.0
October 15, 2026
The AI Advisor now runs on your iPhone or iPad using Apple Intelligence. No account, no API key, no subscription - and it works offline. - Describe your loan in plain words - "$525K home, 10% down, 6.25% for 30 years" - and the calculator fills itself in. - Ask what you like: whether you pay PMI, how much of your payment is taxes, when the loan is paid off. Every figure comes from the calculator, not the AI. - Ask "what happens if the rate drops to 6%?" and see the comparison without touching your loan. Keep the change with one tap if you want it. - Tell it when your loan started and it shows what you have paid so far and what you still owe. - When an amount could mean two different things, it asks instead of guessing. - Scenario files saved by earlier versions now open correctly. The AI Advisor needs a device that supports Apple Intelligence - iPhone 15 Pro, 15 Pro Max, iPhone Air, iPhone 16 or later, iPad mini (A17 Pro), or an iPad with M1 or later. Every other feature works on any supported device.
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FAQ
How does Mortgage Analyzer AI handle loan details?
You can describe your loan in plain English, like '$525K home, 10% down, 6.25% for 30 years,' and the app will automatically populate the fields. This natural language input makes it easy to get started.
What kind of mortgage questions can Mortgage Analyzer AI answer?
The AI advisor can answer questions such as 'Do I pay PMI?', 'How much of my payment is taxes?', 'When is it paid off?', and 'How much do I still owe?'. It provides clear guidance on various loan aspects.
Does Mortgage Analyzer AI require an internet connection?
No, Mortgage Analyzer AI works entirely offline. It does not require an account, API key, or subscription, ensuring full functionality without an internet connection.
What loan types does Mortgage Analyzer AI support?
The app supports Conventional, FHA, VA, and USDA loans. It also handles fixed-rate and ARM loans, including details like rate caps, fixed periods, and projected maximum payments.
How does Mortgage Analyzer AI ensure user privacy?
Mortgage Analyzer AI is designed for privacy, with all loan details and conversations processed and stored entirely on your device. No data is uploaded to any servers, and conversations are cleared when the app is closed.
Does Mortgage Analyzer AI have ads?
Yes, Mortgage Analyzer AI contains advertisements. The app is free to use and supported by ads.
What devices are required for the AI Advisor features?
The AI Advisor features require a device that supports Apple Intelligence, such as iPhone 15 Pro, iPhone 15 Pro Max, iPhone Air, iPhone 16 or later, iPad mini (A17 Pro), or an iPad with M1 or later, with Apple Intelligence enabled in Settings. Other features work on any supported device.
How often is Mortgage Analyzer AI updated?
The latest version of Mortgage Analyzer AI is 2.0, and it was last updated on October 15, 2026. Updates typically address features, performance, and compatibility.
