Mortgage Insights

Mortgage Insights gives you a clear, private view of your mortgage - no bank login, no data sharing, everything calculated on your device. Should you overpay your mortgage or invest that money instead? Mortgage Insights helps you answer that and much more. Mortgage Insights is for homeowners who want to understand their mortgage deeply - whether you are just starting out, mid-term, or planning your early payoff strategy. If you have ever wondered how much interest you are actually paying, what an extra 200 a month would save you, or whether you are better off overpaying vs investing - this app was built for you. --- FREE FEATURES --- - Payment Breakdown See how each monthly payment splits between principal and interest, and how that changes over time. - Wealth Split Visualise the full cost of your mortgage: outstanding balance vs total remaining interest in one clear chart. Tap each segment to explore the numbers. - Amortisation Schedule Your next 12 months of payments, broken down month by month. - Equity & LTV Tracker See your current equity alongside your loan-to-value ratio. As your balance falls, watch your ownership stake grow. - Dark Mode Full dark and light theme support - follows your system setting or switch manually in Settings. --- PRO FEATURES --- - Mortgage Manager Simulate monthly overpayments and see exactly how many years you save and how much interest you avoid. Adjust in real time with an interactive slider. - Lump Sum Injector Model one-off lump sum payments at any point in your mortgage term and see the immediate impact on your balance and total interest. - Multi-Phase Rate Forecast Model upcoming rate changes across your full remaining term and see exactly how each phase affects your repayment timeline. - Life Happens - Payment Break Simulate a payment holiday and see how capitalised interest affects your remaining balance. - Wealth Optimizer - Invest vs Overpay Should you overpay your mortgage or invest that money instead? Put in your monthly amount, adjust your expected return and tax rate, and see a clear side-by-side comparison of which strategy leaves you better off over your remaining term. --- IMPORTANT --- Mortgage Insights provides illustrative estimates for educational purposes only. Figures shown are not financial advice. For decisions about your mortgage or investments, please speak with a qualified financial adviser. Terms of use: https://www.heucera.com/mi/terms