相当好用，可惜知道的多不多
相当于国际版微信，可以转账，发红包，扫码支付，也可以加密聊天，要是有视频通话就完美了
开卡十刀，提现2.1刀
刀刀致命，卡拿到了也不敢绑啊。😃
吹牛大神
为什么没有阅后即焚功能？？
支付很方便
出门在外 有个数字💲银行卡💳支付 关键时刻很好用 五星好评
I think it's really good! Intersection like
It really feels very good for always using this.
Free
About
This app offers secure, end-to-end encrypted communication alongside a cryptocurrency wallet and a crypto-powered card. It also provides a virtual bank account for seamless integration with traditional finance.
✓End-to-end encrypted chat
✓Secure cryptocurrency wallet
✓Crypto-powered spending card
✓Virtual bank account
✓Customizable app settings
✓Integrated security
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What's New in MPChat
2.1.0
September 1, 2026
1. Added new Bot menu and keyboard features 2. Group chats now support join approval and message recall 3. Enhanced email notifications and onboarding guidance 4. Fixed known issues and improved stability
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FAQ
What is MPChat?
MPChat is a social networking and finance app that combines end-to-end encrypted messaging with cryptocurrency management tools like a wallet, crypto card, and virtual bank account.
Is MPChat free to use?
Yes, MPChat is available for free. It does not have any upfront costs or subscription fees.
Does MPChat have ads?
No, MPChat is ad-free, allowing for an uninterrupted user experience.
What devices support MPChat?
MPChat is currently supported on iPhone and iPod devices.
How secure is MPChat?
MPChat emphasizes security with end-to-end encryption for all chats and robust security protocols for its cryptocurrency wallet and transactions.
Can I spend my cryptocurrency with MPChat?
Yes, MPChat features a crypto card that allows you to spend your cryptocurrency for daily transactions anywhere major cards are accepted.
What is the age rating for MPChat?
MPChat has an age rating of 4+, making it suitable for a wide range of users.
How often is MPChat updated?
The latest version of MPChat is 1.4.1, and it was last updated on March 20, 2026, indicating regular updates.
