Best Mpchat Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Out of 250+ mpchat apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mpchat Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MPChat: Social & BankingMPChat: Social & BankingFree4.3★ (11)NoNoSep 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoSep 2026
3OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (430K)NoNoSep 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
5PREMIER Credit CardPREMIER Credit CardFree4.8★ (594K)NoNoSep 2026
6Wise: Global Money TransferWise: Global Money TransferFree4.6★ (110K)NoNoSep 2026
7rapid! Payrapid! PayFree4.5★ (192K)NoNoSep 2026
8Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoSep 2026

Top Picks for Mpchat

MPChat: Social & Banking#1

MPChat: Social & Banking by MP Network Inc

Secure Chat,Wallet,Card & Bank
Editor's Choice
🌐 Social Networking
4.3(11 ratings)
Free
MPChat: Social & Banking screenshot 1
MPChat: Social & Banking screenshot 2
MPChat: Social & Banking screenshot 3
MPChat: Social & Banking screenshot 4
MPChat: Social & Banking screenshot 5

This app offers secure, end-to-end encrypted communication alongside a cryptocurrency wallet and a crypto-powered card. It also provides a virtual bank account for seamless integration with traditional finance.

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(604K ratings)
Free
#16in Business
Square Point of Sale (POS) screenshot 1
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Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
OnePay – Mobile Banking#3

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Worth Considering
💰 Finance
4.9😞(430K ratings)
Free
#9in Finance
OnePay – Mobile Banking screenshot 1
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OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools
  • 🤑 Generous cash back and rewards

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
  • 🙅‍♀️ Poor customer service
  • 💸 Unexpected fees and charges

More Mpchat apps to explore

FAQ about Mpchat

What are the best mpchat apps for iPhone?
MPChat: Social & Banking tops our mpchat apps ranking as of September 2026, with a 4.3-star average from 11 App Store ratings, and it's free to download.
Yes — 20 of the top mpchat apps we rank are free to download, including MPChat: Social & Banking and Square Point of Sale (POS).
MPChat: Social & Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ mpchat apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
MPChat is a social networking and finance app that combines end-to-end encrypted messaging with cryptocurrency management tools like a wallet, crypto card, and virtual bank account.
MPChat is currently supported on iPhone and iPod devices.

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