This app offers secure, end-to-end encrypted communication alongside a cryptocurrency wallet and a crypto-powered card. It also provides a virtual bank account for seamless integration with traditional finance.
This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.
What We Love
👍 Convenient and easy to use
🚀 Quick transactions and payouts
💡 Useful reporting and inventory management features
👍 Professional and sleek hardware design
Room to Improve
🐛 Connectivity issues with card readers
🔒 Concerns over account deactivation and fund holds
Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.
MPChat: Social & Banking tops our mpchat apps ranking as of September 2026, with a 4.3-star average from 11 App Store ratings, and it's free to download.
Are there free mpchat apps for iPhone?
Yes — 20 of the top mpchat apps we rank are free to download, including MPChat: Social & Banking and Square Point of Sale (POS).
Does MPChat: Social & Banking have ads or in-app purchases?
MPChat: Social & Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
How many mpchat apps are on the App Store?
We track 250+ mpchat apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
What is MPChat?
MPChat is a social networking and finance app that combines end-to-end encrypted messaging with cryptocurrency management tools like a wallet, crypto card, and virtual bank account.
What devices support MPChat?
MPChat is currently supported on iPhone and iPod devices.