Natco CU User Reviews

Customer Experience

Positive experience9.1% of reviews
Neutral0.0% of reviews
Negative experience90.9% of reviews

~ Based on 11 written reviews from the US App Store.

Is Natco CU Safe?

Not enough ratings yet to assess Natco CU.

Is Natco CU Legit?

Natco CU – Mobile Banking appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Natco CU is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Ongoing issues they don’t care

Over the past several weeks, their system has gone down multiple times, preventing me from logging into my account. The most frustrating part is that I recently had funds deposited, received confirmation they were available—and still couldn’t access them due to their system failing again.

This isn’t a one-time issue. I’ve reached out to support multiple times, and nothing has been permanently fixed. The problem keeps happening.

On top of that, their limited support hours make it nearly impossible to get timely help when something goes wrong. Closed on weekends and limited weekday availability—yet their system is unreliable? That doesn’t add up.

At the end of the day, if you’re trusting a company with your money, you expect consistent access. Right now, that’s not what you’re getting here.

Would not recommend until they fix their reliability and support.
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Functional

The app had issues early on but it works consistently now and I am able to do everything I need to on the app. Love Natco!

I hate this app

The Face ID never works, I always have to put in my password even after selected “remember” and “Face ID next time”. It has also started trying to navigate me somewhere, no idea where but this app is using my maps, so what else does it have access too? I truly cannot stand this app.

misleading balance

App is constantly down but the main issue is the available balance in your account will randomly stop updating (no pending transactions either), you will spend money it says you still have, and then update DAYS later and put your account in the negative. Then they will want more money to take it out of the negative when it’s their app that is being inaccurate and misleading. This has happened to me at least three times within maybe 5 months.
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Nonstop issues!

Ever since Natco allowed their previous app to expire from the Google apps platform Jan of 2025, this new version has been okay. But here we are, 5 days into the new year & I cannot access my banking info from the app at all. It’s been one issue after another.

Unreliable

App is unreliable. It’s constantly down, and slow to launch when it does work. The only good thing that has come of this update is that you can actually see what charges are pending before they come out.

Worst Banking App

Constantly forgetting log-in information having to reset passwords multiple times. After resetting password gets me a Server Error. The app is garbage

Just not user friendly.

I really do not like that I have to scroll down to check my balance. I do not need to see savings before I see my actual balance. And I can’t stand that the very top of the list is credit score button. Why even have it there if it’s not going to show it?

Old app was better

Yes this new app features some new things that are nice and more convenient but it’s having a problem 50 percent of the times I use it. I’m trying to follow a strict budget to save some money and can’t even see my recent transactions to track them half the time.

Mobile App

Wanted to like it. However, it’s down more than it is up. Frustrating.

TERRIBLE

No regard for customer service for this poor excuse for “mobile banking convenience” how is it convenient when every other time i’m trying to login it’s having issues