
Neptune: Budgeting & Finance
Budgeting, Spending, Tracking
About
This app automatically categorizes transactions, tracks subscriptions and bills, and provides a live cashflow view. It offers AI-powered insights and coaching to help users understand their spending without complex spreadsheets. Users can set budgets, track financial goals, and share with a partner.
What's New in Neptune
1.4.0
July 16, 2026
What's new in 1.4.0? A home screen that feels like your wallet Your dashboard now opens on your accounts as real bank cards — balance front and center, with the last four digits of each account right on the card. Swipe between your connected banks like flipping through a wallet, and whichever card you land on filters your whole dashboard — transactions, budget, everything — to that account. Notifications, right where you land Your most recent alert now lives on the home screen instead of tucked away. Swipe it aside to clear it, or tap through to see them all — so you catch up the moment you open the app. Your top actions, one tap away Ask Neptune AI and Sort spend now sit right on your accounts. Jump straight into the assistant or auto-categorize your spending without hunting for a button. A dashboard that leads with what matters Recent transactions and your subscriptions now sit above the budget cards, so the things you check most are the first things you see. A little more personality The empty corners of the app aren't so empty anymore — you'll find some friendly faces waiting wherever there's nothing to show yet. Every card carries its own subtle, one-of-a-kind detailing, and your accounts animate in with a smooth, dealt-into-place feel each time you open the app. Cleaner, calmer, top to bottom A bold new full-width account header anchors the home screen, the status bar adapts as you scroll, and everything stays crisp and consistent across light and dark.
MoreSubscription plans
Base
Access to simple features
Events
Developer apps
FAQ
What are the subscription plans for Neptune?
Neptune offers two subscription plans: 'Base' for core budgeting features and 'Base+' which includes advanced insights, AI coaching, and visual breakdowns. Pricing varies by monthly or yearly commitment, with yearly plans offering a discount.
How much does Neptune cost?
The 'Base' plan costs $8.99/month or $95.99/year. The 'Base+' plan is $16.00/month or $179.99/year. These prices are subject to change and are charged to your Apple ID.
Can I cancel my Neptune subscription?
Yes, you can manage and cancel your subscription through your Apple ID account settings. Auto-renewal must be turned off at least 24 hours before the end of the current period to avoid being charged for the next cycle.
Is Neptune safe to connect to my bank?
Yes, Neptune uses bank-grade encryption via Plaid for secure, read-only access to your accounts. Your bank credentials never touch their servers, and your data is never sold.
What devices does Neptune support?
Neptune is available on iPhone, iPad, and iPod. It is designed for iOS devices.
How often is Neptune updated?
The latest version, 1.2.0, was released on June 8, 2026, indicating regular updates. The app was initially released on May 13, 2026.
What is the age rating for Neptune?
Neptune has an age rating of 12+, suggesting it is suitable for users aged 12 and above.
Does Neptune have ads?
No, Neptune does not contain advertisements. The app operates on a subscription model for access to its features.








