Net-Worth & Expense Tracker

Net-Worth & Expense Tracker

AI Savings, Budget & Bills

4 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • April 23, 2026
  • August 18, 2026

Features

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About

This budgeting app prioritizes privacy by keeping all your financial data on your device. It uses on-device AI for spending summaries and offers features like cash-flow forecasts, budget tracking, and PDF statement imports without requiring bank logins.

On-device AI spending summaries
No bank login required
Cash-flow forecasting
Budget and goal tracking
PDF statement import
Home screen widgets
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What's New in Net

v1.7

August 18, 2026

Invest without false overspend alerts — money moved into a brokerage, Roth IRA, or investment account now counts as a transfer, not an expense, and appears in a unified activity timeline on the account. Smarter goals— spend from a goal with a credit card, funded goals stay "reached," and an in-the-moment nudge if a goal spend would exceed a budget. Plus more accurate Money Flow and Financial Pulse, sharper subscription detection, and dozens of reliability fixes.

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Subscription plans

Pro Monthly

Full access to all premium features, billed monthly

$6.991 Month
How to cancel Net subscription ⁉️

User reviews

Te facilita la vida.

Me encanta esta app, me facilita mantener mis finanzas al dia. Es fácil e intuitiva. Ahora hasta mis hijas la utilizan y llevan un mejor control de sus gastos.

Response from developer

¡Hola, muchas gracias por tu reseña! Me alegra mucho saber que TrackSmart les está siendo útil a ti y a tus hijas. Que toda la familia lleve un mejor control de sus finanzas es exactamente para lo que fue creada la app. Si alguna vez tienen alguna sugerencia o idea, no duden en escribirme. ¡Gracias por el apoyo!

Amazing expense tracker app

This expense tracker app is simple, fast, and genuinely useful. It makes logging expenses effortless and turns your spending into clear, easy-to-understand insights. The clean design and smart features help you stay on top of your finances without feeling overwhelmed. A great choice for anyone who wants better control of their money.
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Response from developer

Really appreciate this! "Simple and fast" is exactly what we aim for — tracking your money shouldn't feel like a chore. We're constantly working on making the app even smarter, so stay tuned. Thanks for taking the time to leave a review!

Best Financial Tracker

Easy to use, extremely user friendly, and very customizable . I like the demo mode because of the fact that I do not need to upload my personal bank account into the app. I would highly recommend the app to anyone who is looking forward to have a better control of their finances.

Response from developer

Thanks for the kind words! Keeping your finances private without requiring bank logins is exactly what TrackSmart was built for. Glad you're enjoying it!

FAQ

Does TrackSmart have ads?

No, TrackSmart does not contain advertisements. The app is free to use with optional in-app purchases for advanced features.

What are the subscription options for TrackSmart Pro?

TrackSmart Pro offers two subscription plans: Pro Monthly at $6.99 per month and Pro Annual at $44.99 per year, providing unlimited features and advanced insights.

How does TrackSmart ensure user privacy?

TrackSmart is designed for privacy, keeping all financial data on your device and in your private iCloud. It never requires bank credentials, account sign-ups, or sends your transactions to the cloud.

Can I try TrackSmart before upgrading?

Yes, you can turn on Demo Mode in Settings to explore the entire app with realistic sample data without any signup or impact on your own data.

What devices is TrackSmart available on?

TrackSmart is currently supported on iPhone devices, with all features and insights localized in English and Spanish.

How frequently is TrackSmart updated?

The latest version of TrackSmart is 1.4, and it was last updated on May 21, 2026, indicating regular maintenance and feature additions.

What is the age rating for TrackSmart?

TrackSmart has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

Can I import my financial data into TrackSmart?

Yes, TrackSmart allows you to import transactions directly from PDF statements, eliminating the need for direct bank connections or third-party services.