A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.
Reviews of 將來銀行 NEXT BANK are mostly negative: the Finance app is rated 3.0/5 from 1 App Store ratings. What users like most: video call customer service connected, excellent for first-time users. Top complaints: video call verification often fails, customer service unreachable (phone/text). Summarized from real user reviews.
1.22.1
September 23, 2026
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9 issues
Video call verification not connecting
Transfer address field not allowing paste
10 requests
Add a field for transaction remarks/notes
Add loan payment reminders/notifications
The app provides 24/7 financial services including quick account opening with customizable numbers, a versatile debit card that functions as an iPASS, ATM card, and VISA card, a loyalty points system for spending discounts, pocket accounts for budget management, tools to boost savings interest, and easy loan applications.
You can manage your spending through the '將將好 簽帳金融卡' which allows you to freely switch transaction functions on and off for security. For savings, the '口袋分帳理財' feature offers 9活存 pockets to help you allocate income and expenses more precisely, and '將來N倍券' can amplify your savings interest.
Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free monetization model.
The app features '將來N點' which are loyalty points earned through spending. These points can be used to offset future purchases, with the potential for up to 100% discount, making your daily spending more rewarding.
The app emphasizes account and transaction security. It recommends installing legitimate protective software on your mobile device. Users are also advised not to install the NEXT BANK app from unofficial websites or unknown sources to maintain account safety.
