Next Chapter: Retirement

Count down to your next chapter with a retirement plan that reflects the days you actually work. SEE THE TIME YOU HAVE LEFT • A full-screen working-day countdown. • A live clock for working minutes and seconds. • A progress ring comparing days worked and days remaining. • Workweeks remaining and a worked-versus-remaining chart. • Monthly working-day totals and a tap-to-toggle PTO calendar. • Small and medium Home Screen widgets showing days, hours, or minutes. YOUR COUNTDOWN ON APPLE WATCH Swipe between working days, a progress ring, working hours with minutes and seconds, and a workweeks chart. Your paired iPhone sends your retirement dates, holidays, PTO and color palette to the Watch. The last received plan stays available when your phone is out of reach. Set up and edit the plan on iPhone; Story Studio and shared countdowns stay on iPhone. MAKE THE PLAN YOURS Choose your last working day, progress start date, PTO goal, holiday schedule, and color palette. Enable common US holidays or add your own dates and breaks. Your PTO goal covers the whole planning period; scheduling days within that goal does not deduct them twice. The live clock uses eight-hour workdays and runs from 9 AM to 5 PM in your local time on eligible Monday–Friday workdays. It pauses on weekends, holidays, and scheduled PTO. Month totals reflect dated PTO, while the overall forecast also accounts for planned time off that you have not scheduled yet. KEEP THE STORIES THAT MATTER Story Studio helps you reflect on a career memory or explore life after work. Hear each question read aloud, then speak or type your answers. Review the transcript, build a collection of reflections, and export the stories you choose. Choose an interviewer voice and set optional reminders at your own pace. On compatible devices, Apple’s on-device AI can help shape your responses into a draft for you to review and approve. YOUR PLAN, YOUR CHOICE Use the app locally without an app account. Optionally sync countdown dates, holidays, PTO and colors between iPhone and Apple TV through your private iCloud account. Invite specific Apple Accounts to view your countdown with read-only access, and view countdowns shared with you. Story Studio content and recordings are excluded from countdown sync and sharing. There are no advertisements or analytics SDKs. Requires iOS 26 or later. The Apple Watch companion requires watchOS 26 or later and a paired iPhone for setup and plan updates. AI drafting requires a compatible device with Apple Intelligence enabled and its model available. Voice transcription depends on supported hardware and language assets. Writing and saving without AI remain available.