
NISA Mirai: Savings Simulator
Japan NISA planner (Japanese)
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About
Please note: the app itself is available in Japanese only.
NISA Mirai is a simple savings simulator for Japan's NISA tax-free investment accounts, including the Tsumitate (installment) account and the upcoming Children's NISA. It is useful for anyone living in Japan who can open a NISA account, including foreign residents.
- Family plan: plan for up to 5 family members and see the family total and each person's plan.
- How much will it grow? Choose a monthly amount and a number of years, and see the result split into "money you put in" and "money it grew", with a chart.
- Work back from a goal: find the monthly amount needed to reach a target, such as 20 million yen in 20 years.
- NISA allowance tracker: see how much of the 18 million yen lifetime allowance is left, and record buys and sells.
- Learn: 37 short lessons on compound interest, how NISA works, stock basics and more.
Everything you enter is stored only on your device and is never sent to a server.
Results are estimates based on a fixed rate of return. They do not guarantee future performance and are not a recommendation of any financial product. Taxes and fees are not included.
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What's New in NISA Mirai
1.1.0
October 9, 2026
- New "How to use this screen" guide: the first time you open each screen, it shows what each button does (tap "?" to see it again) - Results now start with a one-line summary - Switch between low, middle and high growth right on the results screen
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