NOJA — Travel Budget

NOJA gives you one number: what you have left today. Every morning it works it out again from the money you have left and the days you have left. Save today and tomorrow has a little more room. If a day closes above plan, tomorrow spreads it across the days that remain. No scolding, no red screens. Just the new number. FIVE WAYS TO USE IT Setup asks one question: what is this money? Your answer decides the words, the dates and the rhythm. A trip with dates. A fixed pot, from the day you land to the day you leave. A semester or a long stay. Months away, with a date to come back. Your paycheck. It refills on its own on payday, and what is left over gets saved. Your allowance or deposit. It refills on its own the day it arrives, and what is left over rolls into the next period. Just tracking. No budget and no limits: what you have spent so far, your average and your pace. You can keep two plans at once, your month and a trip for example, and each plan keeps its own numbers. An expense logged in one never counts in the other. BOKI Boki is the little pouch who lives in the app. It introduces itself, asks what to call you, and shows how you are doing before you read a single number. Days you finish inside your budget build a streak, and a streak finds it things to wear: 54 hand-drawn accessories, its own colors included. Nothing is for sale, everything is found. What you save is what it eats, and the next morning it tells you what it had for breakfast. ANY CURRENCY Every expense keeps the currency you paid in, and NOJA converts it to yours. Tap the currency chip above the keypad to pay in another one without touching your plan. Rates are the European Central Bank reference rates, through Frankfurter. You can set your own rate, and add your card's fee on top. OFFLINE, AND NO ACCOUNT Every number is worked out on your iPhone. The only thing NOJA looks up is the exchange rate, and it keeps the last one it saw, so on a plane or with no signal the app works the same. No account, no email, no ads, no analytics, no bank to connect. Your plans and your expenses are never uploaded. The one thing backed up to your iCloud is Boki's profile, its name, its streak and its wardrobe, so they come back if you delete the app. WIDGETS AND A ONE-MINUTE TOUR On the home screen the widget shows today's number and Boki in whatever it is wearing, and its quick-add buttons log an expense without opening the app. There are lock screen widgets too. The first time you open it, Boki walks you through the today screen: where you type, where it goes, how to fix an expense, and where your numbers live. It takes under a minute, and you can watch it again in Settings. Spanish and English. For iPhone.