Noma - Multi-Currency Budget

Log spending in 160+ currencies and see one budget in your home currency, with no sign-up, no bank login and no ads. Each expense keeps the amount and currency you paid and is converted to your home currency when you log it, so a month spent in euros, lira and dollars still adds up to one budget. Give trips their own group next to your monthly budget, see where the month will land, and when you want to share it, put one budget on two phones with couple sync. WHY THERE'S NO SIGN-UP Noma doesn't ask for your bank login, your email or a password, and it shows no ads. Open it and start: no sign-up form, no trackers. You type in what you spend, so nothing connects to your bank. KEY FEATURES • Multi-currency: log expenses in 160+ currencies and see totals in your home currency. Rates are cached, so it keeps working offline • Fast entry: type the amount, tap the currency, done. Add a note if you like • Budgets and savings targets: monthly limits per category, with bars that show what's left • Health: your spending pace and a month-end forecast • Travel groups: trip spending and a trip fund next to your monthly budget, with a Simple view • Couple sync — two phones, one budget, end-to-end encrypted • Private groups: they stay on this device, are never shared with a partner, and are left out of Health and Investments • 5 themes: Light, Dark, Digital Nomad, Digital Nomad 2077, Immigrant • Backup and restore: save your budget data to a file and restore it on another phone Couple sync isn't a backup, so keep a backup file too. PRIVACY, IN PLAIN WORDS Your transactions stay on your device unless you export them or sync two phones — and the synced copy is end-to-end encrypted, so we can't read it. Couple sync is optional. Creating or joining an invite sets up an anonymous account: a random account id and a random id for your phone, with no name, email or password. Those two ids, plus a random installation id the update check sends to Expo, are the identifiers listed under App Privacy on this page. You can delete the account from the app's Sync screen or at getnoma.pro/delete, and an account that stops syncing is deleted automatically after about six months. Unless you sync, the only network requests Noma makes are a check for app updates and calls to public exchange rate APIs (Frankfurter, ExchangeRate-API). They only ask for the day's rates against the US dollar; none of your currencies or data are sent. WHO IT'S FOR • Digital nomads, expats and travelers who spend in more than one currency • Anyone who wants a budget without handing over a bank login • Couples who want one budget on two phones Made by one developer. No team, no investors, no roadmap pressure. Just an app that does the thing.