Noviq

Noviq is a personal finance app designed to track your income, expenses, credit cards and installments in one place. • Accounts: cash, bank, gold and foreign currency side by side • Credit cards: limit, debt, statement and due-date tracking • Installments: see how purchases weigh on the months ahead • Recurring transactions: rent, bills and subscriptions post automatically • Budget: category-based spending with a monthly view • Reports: income vs. expense comparison and category breakdown • Calendar: upcoming payments day by day, with reminders • Privacy: Face ID/PIN lock and one-tap amount hiding With Premium: • Cloud backup — your data survives a lost or new phone • Multi-device sync • Data export / backup file Local use is free. Premium is offered as a monthly or yearly subscription (yearly gives you 2 months free). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/