1. Home
  2. 💰 Finance
  3. NSDL Jiffy
NSDL Jiffy

NSDL Jiffy

Banking made Easy - In a JIFFY

329 ratings
21 reviews
💰 Finance

Details

Released
July 22, 2020
Updated
November 3, 2026

Features

Developer

NSDL PAYMENTS BANK LIMITED
✨Promote your app ✨
NSDL Jiffy screenshot #1 for iPhone
NSDL Jiffy screenshot #2 for iPhone
NSDL Jiffy screenshot #3 for iPhone
NSDL Jiffy screenshot #4 for iPhone
NSDL Jiffy screenshot #5 for iPhone
NSDL Jiffy screenshot #6 for iPhone
⭐21
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 2 months
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This digital banking app offers a 100% digital zero balance savings account, instant fund transfers, and comprehensive bill payment services. It also facilitates mobile and DTH recharges, and allows for mutual fund investments, all within a secure and user-friendly interface.

✓100% Digital Zero Balance Account
✓Instant Fund Transfers (IMPS, NEFT, UPI)
✓Comprehensive Bill Payments (BBPS)
✓Mobile & DTH Recharges
✓Mutual Fund Investments
✓Virtual & Physical Debit Cards
✓RuPay Credit Card on UPI
Show original description
+1

What's New in NSDL Jiffy

4.0.7

November 3, 2026

* New Feedback feature, updated Offers, Cards & Bill Payments sections * Improved performance and app experience along with Security enhancements. * Bug fixes and stability improvements Update now for a smoother, faster, and more secure banking experience.

More

User reviews

Most RecentHighest RatedLowest Rated

1 Star — Extremely Bad & Pathetic Experience

Extremely Bad & Pathetic Experience**

One of the worst banking experiences I have ever had. We opened this account only **20 days ago**, and within such a short time, our money is already stuck. For the past **5 days**, we have been unable to make UPI, IMPS, or NEFT transactions due to the error **“Transaction exceeds Total Debits Allowed.”**

The customer support is extremely disappointing. There are **5 different contact numbers** listed on their portal, but despite calling them **40–50+ times**, we have not been able to get proper assistance. There is no clear explanation or resolution, and even the support ticket raised through the mobile app has received **no response**.

For a bank, keeping customers' funds stuck for 5 days without proper communication or support is extremely frustrating and unacceptable. This has seriously affected our business operations.

**Very disappointing and frustrating experience. I would not recommend this bank based on our experience.**
Show more
AKAnandh Krishnan

Review

Really liking the new NSDL Jiffy app update. The new interface looks much cleaner and more modern, and overall the app feels smoother to use. Payments are quick and the experience feels better than before. It did take me a little time to get used to the new layout, but once you explore it, it’s actually much better. Good update overall.
Show more
Aatharvaad

Response from developer

Thank you for the feedback.

User Friendly app

A truly “new-age” app, thoughtfully designed for ease of use. Each screen presents exactly what a consumer is looking for—and if not, users are seamlessly redirected. The design and development clearly focus on simplifying transactions and enhancing the overall user experience.
SShreya_ps

Response from developer

Thank you so much for your feedback.

Very bad experience

I do have a acc in this nsdl jiffy payment bank in my acc pnly 13,000 rupee amount this bank block my account seens last month & when i talk to thr customer care they told me that this bank is having monly transaction limits in 1 dec your account will get auto unbloack but its still bloack so please don’t go or open this bank account rather than this ill suggest AIRTEL PAY BANK
Show more
ZZahid1289

Response from developer

Accounts are usually blocked only in cases of KYC or compliance requirements, and our customer care team would not advise that an account will “auto-unblock” without checking these details. Please share your customer ID and registered mobile number with us at digihelpdesk@nsdlbank.co.in so we can review your account status and help you at the earliest.

Do not honour

hii i am a ios user i am using iPhone 14 pro
in my device in new update the application give warning to reinstall new version to enjoy simeless connectivity but after reinstalling now i am registering my mobile banking application but its showing do not honour mobile and unable to complete the resistration process in the app hope you will solve this issue i am an existing customer of nsdl payment bank
Show more
KKadil98910

Response from developer

Dear Customer, If you are receiving "Do not honour mobile", it means your mobile number has been restricted in accordance with regulatory requirements. This action is based on instructions from the Ministry of Home Affairs. As it is mandated by the authorities, we cannot revoke it. Please contact the Ministry for further assistance.

See 16 more reviews

Developer apps

NSDLPB Ready
NSDLPB Ready

by NSDL PAYMENTS BANK LIMITED

💰 Finance
Free
See developer apps

FAQ

How secure is NSDL Jiffy?

NSDL Jiffy prioritizes security with a multi-layered process, including two-factor authentication via MPIN and OTP. This ensures your financial data and funds are protected during all transactions.

What are the requirements to open a Zero Balance Account with NSDL Jiffy?

You can open a 100% digital zero balance savings account instantly using just your Aadhaar and PAN Card. The process is paperless and requires no physical KYC or branch visits.

Can I link my RuPay Credit Card to NSDL Jiffy?

Yes, NSDL Jiffy allows you to link your RuPay Credit Card to UPI. This enables you to make secure merchant payments directly from your credit line through any UPI app.

What types of bills can I pay through NSDL Jiffy?

NSDL Jiffy's Bharat Bill Payment System (BBPS) network supports a wide range of utility bills. This includes electricity, water, gas, broadband, landline bills, as well as loan EMIs and insurance premiums from top providers.

Does NSDL Jiffy offer investment options?

Yes, NSDL Jiffy provides a platform for smart investing in mutual funds, including Equity, Debt, Liquid, and Index funds. You can also access top-performing ELSS funds for tax savings and manage SIPs easily.

What is the update frequency for NSDL Jiffy?

NSDL Jiffy was last updated on May 19, 2026, indicating regular updates to enhance features and security. The current version is 4.0.4.

What devices does NSDL Jiffy support?

NSDL Jiffy is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets. Specific OS version requirements are not detailed.

What do users think of NSDL Jiffy?

NSDL Jiffy has an average rating of 3.1 stars from 329 ratings. This suggests a mixed user sentiment, with some users finding the app beneficial while others may have experienced issues.