Numilo - Personal Finance

Numilo — a clean, efficient personal finance tool that makes bookkeeping feel effortless. Ledger Management Organize spending across multiple ledgers. Link a ledger to an asset account so income and expenses automatically sync to your balance. Import, export, and merge ledgers with clear analytics at every level. Asset Overview See your net worth in one place. Manage asset accounts and liabilities, track borrow/lend balances alongside everyday bookkeeping. A new trend chart visualizes how your assets change over time. Credit Accounts Built for loans and installments: equal payment, equal principal, and interest-only repayment methods. Preview prepayment impact on interest and monthly payments. Adjust rates, set up multi-account auto-deductions, and review combined repayment plans and history — so mortgages and consumer loans stay visible next to your cash flow. Favors Ledger Track social gift exchanges by contact. Review each send/receive record and see balanced or outstanding amounts, keeping both everyday finances and social obligations neatly organized.