PWCCUL by Public Workers Co-operative Credit Union




10+ similar apps compared and reviewed
Whether you want more options like NZIA Authenticator or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.














Easily get reimbursed for group expenses without awkward reminders or clutter. Simply enter the amount, split it, and share a link or QR code for instant payment. No signups or app downloads are needed for others to pay you back.


This application enables merchants to accept various digital payments, including QR codes and direct billing. It provides access to transaction records, serving as a financial tool for managing sales and orders.


This free mobile payment app allows micro and small merchants to easily accept credit card payments by generating QR codes. It offers secure transactions, detailed reports, and digital receipts to help businesses grow.






Manage a regenerative currency with a user-friendly digital wallet. Send and receive funds, connect with others, and participate in voting on global projects. Track your journey within the SEEDS ecosystem and invite friends.