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About
This app offers a "Buy Now, Pay Later" service for purchases in Ukraine, allowing users to split payments into four interest-free installments. It also provides online loans up to 200,000 UAH with transparent terms and no hidden fees.
✓Buy Now, Pay Later service
✓Installment payments up to 200,000 UAH
✓Four interest-free payments
✓Online loans
✓Transparent terms
✓No hidden fees
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What's New in Ocean.me
1.3.4
February 28, 2022
Додано сповіщення користувачів за допомогою push-повідомлень
User reviews
FAQ
What is Ocean.me?
Ocean.me is the first BNPL (Buy Now, Pay Later) service in Ukraine, offering installment payments and online loans. It allows users to split purchases into four interest-free payments and provides access to loans up to 200,000 UAH.
How does Ocean.me's "Buy Now, Pay Later" work?
With Ocean.me's BNPL service, you can buy items from major Ukrainian stores and pay in four installments without interest or hidden fees. You receive and check your goods before making any payments.
What are the terms for online loans with Ocean.me?
Ocean.me offers online loans ranging from 500 to 200,000 UAH with terms from 6 to 36 months. The annual interest rate can range from 0% to 39.99%, with monthly commissions from 1.99% to 11.99%.
Does Ocean.me have any hidden fees or penalties?
Ocean.me emphasizes transparency and simplicity. There are no hidden commissions after signing the contract, and the app states there are no penalties, even for late payments on loans.
What is the effective annual interest rate (APR) for loans?
The effective annual interest rate (APR) for loans can range from 87.07% to 259.58%. For example, a 10,000 UAH loan over 12 months with a specific product can have an APR of 101.14%.
Is Ocean.me available on multiple devices?
Yes, Ocean.me is available on iPhones, iPads, and iPods, indicating compatibility with Apple's iOS ecosystem.
How often is Ocean.me updated?
The latest version of Ocean.me is 1.3.4, and it was last updated on February 28, 2022. This suggests a moderate update frequency.
What is the age rating for Ocean.me?
Ocean.me has an age rating of 4+, making it suitable for a wide range of users.
