
OINKO: Savings Streak Tracker
Social savings & streak goals
0 ratings
Free
About
Skip the latte. Log the win. Watch your friends go wild.
OINKO turns skipped purchases into a daily savings game you play with your friends. Log what you didn't buy, watch your streak grow, and let your crew react.
HOW IT WORKS
1. Skip a purchase (coffee, takeout, that thing on Amazon)
2. Log it in OINKO with the amount and an emoji
3. Your friends see it in their feed and react
4. Your streak grows. Your savings total grows. You feel great.
THE STREAK IS EVERYTHING
Your savings streak is your score. Log at least one save per day to keep it alive. Hit 7 days, 14 days, 30 days — each milestone unlocks a new badge and a moment worth sharing. Miss a day and the streak resets, which means every day matters in the best possible way.
BUILT FOR YOUR FRIEND GROUP
OINKO is better with friends. Add your crew, see their saves in your feed, and react with emoji to cheer them on. When you see a friend skip a $60 dinner and log it as a win, you feel it. That's real accountability — the kind that actually makes saving feel good instead of lonely.
NO BANK. NO ANXIETY. NO JUDGMENT.
OINKO never connects to your bank account and never sees your transactions. You're in complete control of what you log and who sees it. Every save is private by default — share only what you want, with only the people you trust.
KEY FEATURES
- Daily savings streak with milestone badges (7-day, 30-day, $100, $500, and more)
- Social feed where friends see and react to your saves
- Emoji-powered save creation — describe your save in a tap
- 11 milestone types to unlock as you build your savings habit
- Per-save privacy controls — share publicly or keep it between you and your streak
- No signup barrier to explore — jump in and start saving
WHO OINKO IS FOR
- Gen Z and Millennials tired of budget apps that feel like homework
- Anyone participating in "loud budgeting," No Spend challenges, or savings streaks
- Friend groups who want to save together without sending each other spreadsheets
- People who've tried Mint, YNAB, or Acorns and wanted something lighter and more social
FREE TO USE
OINKO is free to download and use. OINKO Plus (coming soon) will add streak freezes, advanced insights, and unlimited friends.
Download free. Skip something today. Log your first win.
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What's New in OINKO
1.2
March 19, 2026
We've added an easy way to add new friends and better analytics to your personal savings.





