OIQS

OIQS is a private wealth recordkeeping app that brings your financial accounts, holdings, physical assets, liabilities and budgets into one organized view. ORGANIZE YOUR FINANCIAL LIFE • Manage bank, brokerage and other financial accounts • Record cash balances, stocks, ETFs and other holdings • Track accounts and holdings in multiple currencies • Record credit cards, mortgages, vehicle loans and other liabilities • Organize real estate, jewelry, watches, precious metals and custom physical assets • Assign accounts and assets to countries or regions INVESTMENT RECORDS AND REFERENCE PRICES Find common stocks and ETFs with the built-in offline security directory. Search by ticker or company name and check the listing’s exchange, country and currency. Record opening positions and individual purchases, sales and balance changes to build a dated history of your records. Optionally connect your personal Tiingo API token for daily closing prices for supported US-listed, USD-denominated stocks and ETFs. Reference exchange rates and supported precious-metal prices can also be downloaded for valuation. Data coverage, availability, update frequency and storage depend on the provider and your applicable permissions. Prices are reference data, not live or executable trading quotes. Unsupported investments require manual valuations. BUDGETS AND TRAVEL PLANS Create budgets for purchases, gifts, property, travel and other goals. Track targets, allocated amounts and remaining amounts. Personalize budget cards with your own photographs. Travel budgets can include destinations and destination-based cover images. VISUAL INSIGHTS Explore your records through: • Asset and account allocation • Currency and geographic exposure • Concentration indicators • Informational financial summaries • Account and portfolio value history, where sufficient data is available • An interactive global asset map LOCAL AND iCLOUD LEDGERS Keep separate ledgers for different purposes. Use a local ledger or enable iCloud synchronization across compatible devices. Share an iCloud ledger with other people and manage their access through Apple’s sharing interface. iCloud features require an Apple Account and an available iCloud connection. PRIVATE BY DESIGN OIQS does not connect to your bank or brokerage accounts and does not upload your ledger to an OIQS-operated server. Local ledgers stay on your device. When you use iCloud synchronization or sharing, the relevant ledger data is stored and processed through Apple’s iCloud services. Optional reference-data connections send requests to their respective providers. PORTABLE BACKUPS Export your records as a portable .oiqs file and save it to a location you choose, including iCloud Drive through Apple’s Files interface. Import your backup into a compatible version of OIQS when needed. IMPORTANT OIQS is a personal recordkeeping tool. It cannot execute trades, transfer funds, access financial institution accounts or file taxes. It does not provide investment, financial, tax or legal advice. Calculations and insights depend on the completeness and accuracy of your records and any external reference data used. Reference data may be delayed, unavailable or incorrect. Check important figures against your original statements and data sources.