Simplifies Ajo in a digital way
Easy to use! Removes the herculean task of chasing people around to honor their commitments
Free
In-App Purchases
About
This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.
✓Rotating savings traditions
✓Contribution and payout tracking
✓Multi-currency wallet
✓Smart reminders
✓Trust scores
✓Identity verification
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What's New in OjaCircle
1.1.6
July 10, 2026
Convert between your currencies right in your wallet — live rate locked for 90 seconds, no conversion fee. Circle invite links now work for everyone: friends can view your circle, install, and join automatically. A new Payments Due section on Home shows what you owe across circles. Tap any member to see their track record. Circle completions now notify and celebrate every member. Save your card for one-tap deposits. Plus polish and fixes throughout.
MoreSubscription plans
Premium Monthly
Up to 10 circles, 1.5× rewards multiplier
$2.991 Month
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FAQ
What is OjaCircle?
OjaCircle is a modern platform for rotating savings traditions like ajo, esusu, and susu. It helps members contribute on a schedule and receive pooled payouts, eliminating the need for manual tracking.
Is OjaCircle secure?
Yes, OjaCircle employs modern security measures including encryption and fraud monitoring to protect user data and transactions. Identity verification is also a key feature for enhanced security.
What currencies does OjaCircle support?
OjaCircle supports multiple currencies, including NGN, USD, GBP, KES, GHS, and ZAR, making it suitable for international savings circles.
How does OjaCircle handle contributions and payouts?
The app provides real-time tracking for both contributions and payouts. It also sends smart reminders to ensure members stay on schedule with their contributions.
Does OjaCircle have ads?
No, OjaCircle does not contain advertisements. Its monetization is based on optional premium subscription plans.
What are the subscription options for OjaCircle?
OjaCircle offers both monthly and yearly subscription plans, including 'Premium Monthly' at $2.99, 'Pro Monthly' at $5.99, 'Premium Yearly' at $29.99, and 'Pro Yearly' at $59.99.
How often is OjaCircle updated?
The latest version of OjaCircle is 1.1.4, which was released on June 6, 2026. Updates are provided regularly to enhance features and security.
What devices can I use OjaCircle on?
OjaCircle is currently supported on iPhone and iPod devices, with a focus on providing a seamless experience for these platforms.