Onmo User Reviews

Customer Experience

Positive experience33.3% of reviews
Neutral8.3% of reviews
Negative experience58.3% of reviews

~ Based on 60 written reviews from the US App Store.

Is Onmo Safe?

Onmo - Credit, Simplified appears safe based on user ratings. AppsHunter Safety Score for Onmo is 96/100.

This assessment is based on 2,242 user ratings, with an App Store average of 4.8/5.

Is Onmo Legit?

Onmo - Credit, Simplified appears to be a legitimate app. AppsHunter Legitimacy Score for Onmo is 80/100.

Based on 80 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Payment Declined

Got the card, activated it tried paying something Declined. Did tried 3 other payments declined all. I dont understand the purpose of this card now. Might withdraw from agreement in 14days. Not worth it, app itself sucks

Excellent Service

Quick & Easy

Terrible company

Entice you with low interest rates then slam them up to excruciating levels. Read the reviews online . Avoid like the plague.

Avoid at all costs

I’ve been with Onmo for almost 2 years. Avoid at all costs. I’ve had to apply for other credit cards as they randomly take your card and will try cancelling it without explanation , the app dosent work, the customer service are horrible , they take weeks to respond. They start declining payments when funds are available. They ignore you constantly and don’t care and give you the run around time after time. This is the worst credit card company I’ve even experienced and would suggest you all avoid it. It’s declined payments when money has been clearly in the account. Worst company ever.
Show more

Does the job just fine

Simple basic card simple basic app does everything you need to nothing complicated as long as you keep up your payments the interest rate isn’t really relevant. I just pay off what I spent the month before I found it very useful after a few weeks, they gave me a small card rise to amount that I’m very happy with and I’m quite happy to say yeah, I would recommend it
Show more

Only thing simplified with this card is the frustration!

I got accepted for this card recently. It came through and I got ready to use it. Well, that was wishful thinking because I’ve been struggling with the 3D authentication process 🤬 Took forever for them to accept my photos of my driving license and, even when they did finally accept that along with the 2 other ‘challenges’ they STILL haven’t cleared me to make the purchase that was the whole reason for getting the card. I’ve had other credit cards and never had this issue. Maybe tell people during the application process that, once accepted, they’ll have to do further tasks before being able to use it. I’m at the stage where I’m considering just cancelling because, honestly, the item I want is definitely going to sell out before this lot let me use the card for its intended use. I get online safely and welcome it, but this is beyond a joke.
Show more

App doesn’t work

“We are unable to send a verification code - please try again shortly”. Been seeing this error message for MONTHS, reinstalled/updated the app multiple times, IOS on my iPhone is up-to-date, still can’t even get past this error message. Never seen anything like it

Credit card

Great company, they make it all worth while to get back on track

App nonfunctional

Multiple months of not being able just to open the app, respectfully poor app

App latest release doesn’t work

After updating the App (on IPhone) with the latest release I can’t access anymore. Please fix it! Thanks

Brilliant service

From application to receiving the card- everything was seemless

Card

Highly recommend

Unable to Activate my New Card

This app is a joke. I am unable to activate my credit card.

ONMO

Always helpful and never no pressure

Great card

Great easy services

App Not Working

The app used to work. Now doesn’t work at all saying something about verification code??!!! No idea what that’s about. Can’t access my account. Can’t verify my card!!! Very disappointed!!!

App isn’t working

Can’t access the app to setup payment. Reinstalled it and nothing is working. Been like this for weeks!

Old card damaged

Great service

Apple Pay

Great card however they don’t support Apple Pay

Appalling

Terrible app, tried for months to make it work not working, the legacy app is still open but is about as much use as word document and this app is just shocking. Avoid at all costs. Waste of time