Opt+ Prepaid Card

Opt+ Prepaid Card

Manage Money on the Go

40 ratings
20 reviews

Details

  • Released
  • Updated
  • August 2, 2017
  • December 29, 2022

Features

Opt+ Prepaid Card screenshot #1 for iPhone
Opt+ Prepaid Card screenshot #2 for iPhone
Opt+ Prepaid Card screenshot #3 for iPhone
Opt+ Prepaid Card screenshot #4 for iPhone
Opt+ Prepaid Card screenshot #5 for iPhone
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About

Manage your prepaid card finances on the go. Track spending, view balances, find locations to add funds, and transfer money to other cardholders. Get paid up to two days early with direct deposit.

Track spending
View account balance
Find load locations
Direct deposit enrollment
Early pay access
Card-to-card transfers
Account alerts
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What's New in Opt+ Prepaid Card

2222.2

December 29, 2022

Update language on journey.

User reviews

It’s not bad

U can log in just click activate account first even if u already did

Opt card fraud

Opt card is total fraud plz don’t buy and do not load money. He cut my all money around $2500

Worst App ever

Rating 1 star because negative 1 star isn’t an option. This App doesn’t accept log in credentials and pops up a message saying authorization fail. A number keypad (no alphabet) appears with no instruction on what number it needs to authenticate your account. If you type nothing another message appears saying the card number cannot be blank.
Get frustrated and repeat until your fingers are tired. Absolutely zero help to manage this pre paid card. The website is equally unhelpful.
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Great App (so far)

I highly recommend this app!
I read many reviews before downloading the app, out of all the reviews I read, only one gave a decent review, all the rest were horrible. All of the reviews I read were on the Apple App and the Play Store, every review said they we’re not able to login to the app. This gave me second thoughts about even bothering to download the app and giving it a try.
I decided to give it a try and I’m glad I did, although it’s only been one day I have logged in and out of the app every hour to see if I would have any problems. I’ve had no problems logging in, or any other problems. The app is extremely easy to use and gives you all the information you need.
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Bad app

Loaded app didn’t work waste of time

Developer apps

FAQ

How secure is the Opt+ prepaid card app?

The app facilitates management of a Mastercard-issued prepaid card. While specific security features of the app itself are not detailed, Mastercard transactions are generally protected by industry-standard security protocols. Card funds are not insured by government deposit insurers.

Can I link my bank account to Opt+?

The app allows for direct deposit enrollment, enabling you to receive your paychecks directly onto the card. It also supports card-to-card transfers between Opt+ users. Linking external bank accounts for general transfers is not explicitly mentioned.

What are the fees associated with Opt+?

The app mentions that service fees may apply when loading funds at certain locations. However, loading funds at a Cash Money location is stated to be free of charge. Specific fee structures are governed by the card's issuing agreement.

How often is the Opt+ app updated?

The latest version of the Opt+ Prepaid Card app is 2222.2, which was last updated on December 29, 2022. This indicates a relatively infrequent update cycle for the application.

What devices support the Opt+ app?

The Opt+ Prepaid Card app is currently supported on iPhone and iPod devices. Compatibility with Android devices is not mentioned in the provided information.

Does Opt+ offer early access to paychecks?

Yes, the app allows users to sign up for Direct Deposit and potentially get paid up to 2 days early. This feature's timing depends on when the payor provides notice and may vary.

How do I find places to load my Opt+ card?

The Opt+ app includes a feature to find load locations. It specifically mentions that Cash Money locations allow for loading funds at no charge, while other locations may have service fees.

What is the user sentiment for Opt+?

The app has a rating of 1.7 stars from 40 ratings, suggesting a generally negative user sentiment. This low rating indicates potential issues with user experience or functionality.